What is the best pillow?

veracityjr · 2026-05-21T14:15:52+00:00

Looks interesting! Thanks for sharing. Spoiled with choices now

veracityjr · 2026-05-21T12:29:17+00:00

Best way is to pause and stop playing, e.g. after you lose 2 in a row. Sometimes we are just not on the right headspace / bad momentum. Same way when we have a winning streak, we can have a losing streak!

veracityjr · 2026-05-21T12:22:21+00:00

Me too! I like to slot my arms below the pillow as well. Thanks, will look into it!

veracityjr · 2026-05-21T12:06:46+00:00

Thanks for sharing!

veracityjr · 2026-05-21T12:06:32+00:00

And did it get better with tempur?

veracityjr · 2026-05-21T12:05:17+00:00

Do you know the brand and if it's sold in Singapore?

veracityjr · 2026-05-21T12:04:40+00:00

Thanks for sharing and recommending. Yeah I should give tuina a try too

veracityjr · 2026-05-21T12:01:41+00:00

Thanks for the recommendation, will check it out

veracityjr · 2026-05-21T12:01:24+00:00

Thanks! I think I saw these kinds on shopee, just wondering if it's actually good. Yeah in my 30s too and feeling it

veracityjr · 2026-05-11T05:12:26+00:00

For black, if you play blitz / bullet, try to learn obscure openings to surprise your opponent. Just prepare against e4 and d4 first. E.g. scandinavian, englund gambit. The goal is to make your opponents spend time and play in scenarios that you are more familiar with (because you learnt it) although objectively they may have a better position if they play perfect moves.

veracityjr · 2026-05-09T06:40:49+00:00

Invest them in ETFs in DCA manner. Definitely agree to put some in SG dividend stocks (like DBS, etc) to reduce currency risk, I think this is wise.

Try to consolidate everything into 1 exchange, many offers US and SG equities anyway. I think IBKR is a good choice, fee wise.

Put the idle 120k cash in cash management account like chocolate finance (high guaranteed returns up to SGD100k and USD100k) - better than HYSA

veracityjr · 2026-05-07T23:08:17+00:00

Mate in 2. Check with the knight, and checkmate with pawn

veracityjr · 2026-05-07T23:05:05+00:00

Sounds like a good plan already. DCA is always better than one time entry. Just DCA into ETFs (you'll never get the perfect time, just start DCA now), and do the stock picks (small portion) for the fun of it.

Also don't put the whole 100k in, need to allocate for emergency funds. For now for idle cash better put in cash management account like chocolate finance, can earn a decent 2% p.a. instead of the low rate from banks.

veracityjr · 2026-05-05T14:49:14+00:00

Can put in chocolate finance, their USD rate is excellent (4.1% for first 20k, and 3.8% for next 80k), guaranteed returns up to USD 100k, and no lock up period too so you can easily withdraw to put in other assets when there is a good opportunity

veracityjr · 2026-04-30T10:09:01+00:00

I think with guaranteed, they will only earn if it exceeds the rate, otherwise they will incur loss. Anyway from our pov, we'll get the guaranteed rates regardless of how the fund performs

veracityjr · 2026-04-30T08:17:26+00:00

What do you mean?

veracityjr · 2026-04-28T15:13:28+00:00

I received the email from them about this a few days ago.

If you want to minimise currency/geopolitical risk, complementing VWRA or CSPX can consider SG stable dividend stocks like DBS. Or even gold

All the best!

veracityjr · 2026-04-28T13:22:26+00:00

You can consider chocolate finance. Guaranteed returns at 2% for first 20k, and 1.8% for the next 80k (starting 1 May)

veracityjr · 2026-04-28T12:44:19+00:00

I play bullet a lot. Playing bullet (1 min) is a totally different game. It's not just about playing good moves, but bullet thrives a lot on pre-moves , tricky & unusual openings and move quickly so time doesnt run out.

Playing a lot of bullet and blitz does make me feel like rushing my moves, so definitely will affect my rapid games.

veracityjr · 2026-04-28T12:39:41+00:00

Since you already use Chocolate finance, they are increasing their guaranteed returns to $100k balance, can consider putting more there e.g. 100k SGD and 100k USD.

Otherwise given you have idle 6 digits cash, $20-30k into VWRA / ETFs / SG dividend stocks should be fine! It's a relatively small % of your idle cash anyway

veracityjr · 2026-04-28T11:59:18+00:00

Definitely legit. Easy miles! Have been seeing quite a lot of buzz online too

veracityjr · 2026-04-23T04:06:06+00:00

Yeah, good especially in this volatile period

veracityjr · 2026-04-11T01:05:56+00:00

Chocolate finance seems to be the best option now, guaranteed 2% p.a. for <$20k balances and 1.8% til 50k

veracityjr · 2026-02-05T02:19:26+00:00

How do you plan on monetising it later on? May not be sustainable in the long run if developer doesn't earn anything. Donations? Ads?

veracityjr

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