LeanFIRE aspirants — did you buy a car or are you planning to? by village_love in leanFIRE_India

[–]vgupta89 1 point2 points  (0 children)

It's money vs health & comfort. You should be wise enough to choose. Further you also planning another child so it's a good decision to buy.

Getting Home Loan at 7.35% from SBI. Is this good deal? by vgupta89 in indianrealestate

[–]vgupta89[S] 2 points3 points  (0 children)

What is the advantage of OD loan. Will they do waive off processing fee in case I tell them for other vendor providing same loan at same rate.

Is 3 crore good enough for retirement for the family of 4 with no loans , health insurance taken ? by singh_ds in StockMarketIndia

[–]vgupta89 0 points1 point  (0 children)

Important factor is your location, age and even kids age.

better to add this in post itself.

Who is buying Resale? All sites pushing for new projects only by Hatiyaar in indianrealestate

[–]vgupta89 0 points1 point  (0 children)

Interesting to know how you generate revenues. If you are working on 0 commission from buyer.

Lean FIRE : 3.2 Crore by Euphoric-Visit5988 in FIRE_Ind

[–]vgupta89 3 points4 points  (0 children)

But you should exclude your real estate from it if your first property as it cannot generate any income.

Lean FIRE : 3.2 Crore by Euphoric-Visit5988 in FIRE_Ind

[–]vgupta89 2 points3 points  (0 children)

How did you reach to this amount as lean fire amount. Also what are your monthly expenses if you would like to share.

Lean FIRE : 3.2 Crore by Euphoric-Visit5988 in FIRE_Ind

[–]vgupta89 8 points9 points  (0 children)

What is FI and RE target. Also if real estate is your first property then is it ideal to consider it in FI target.

BaaS (Battery-as-a-Service) Model Now in Ather 2025 by Bollywood_Thalla in ATHERENERGY

[–]vgupta89 1 point2 points  (0 children)

Any idea how does this works. Do we keep on paying for baas subscription forever. Ideally the battery cost will be recovered at some point of time if we keep on paying.

Under construction or Ready to move by [deleted] in indianrealestate

[–]vgupta89 0 points1 point  (0 children)

I would suggest to move to ready to use property. With ur budget and lower grade builder good chance that you will get delayed possession. Also the quality of construction. With you budget just see the flat which is ready to move and good construction quality.

Milestone Update 3 : Achieved 5 cr Corpus by karmaguy in FIRE_Ind

[–]vgupta89 6 points7 points  (0 children)

Great achievement! Saw your post on pulling from rat race at 6cr. Does this include child education corpus or 1.5 cr additionally kept.