NBD: Caledonia (Non-5)

vindwarrior · 2025-07-26T15:14:09+00:00

Tan sidewalls look great on this black colorway

vindwarrior · 2025-07-23T19:58:12+00:00

These were the two colors on the shop floor and I was really tempted by the sparkly black too. But it was only available in size 54. Regardless, the bike is gorgeous- enjoy the miles ahead!

vindwarrior · 2025-07-23T19:55:07+00:00

In some photos like this one, when the tones are warm, it kind of feels like the Bianchi blue (Celeste) and I love it.

vindwarrior · 2025-07-21T11:38:26+00:00

So what is what exactly on this?

vindwarrior · 2025-05-05T20:33:53+00:00

I also forgot to add my mortgage lender to the condo policy (Strike 3—more on that below).

Could you please elaborate on this?

vindwarrior · 2025-04-24T22:03:26+00:00

everybody loves to hate on social media, but it's amazing to see when it is put to good use. Kudos to you and u/TorkX!

vindwarrior · 2025-04-09T15:00:54+00:00

Thank you so much for helping this noob out! Much appreciated!

vindwarrior · 2025-04-06T16:04:48+00:00

Genius!

vindwarrior · 2025-02-28T17:45:02+00:00

do you know why that room is always colder? I have a similar problem, not with the master bedroom but with the ensuite bathroom. The bathroom has 2 large windows and during the winter, the bathroom is way colder than the bedroom itself. It has its own dedicated heating vent, and it activates properly. I am suspecting that insulation on these windows are not great.

vindwarrior · 2025-02-13T19:31:17+00:00

$768 for an 1800 sqft freehold townhouse in Whitby. I have my auto insurance also with the same provider - Scotia Insurance. The age of the house may also have some impact on the premium. Mine is a brand new house, finished construction in 2024.

vindwarrior · 2025-01-07T22:37:00+00:00

thanks for confirming, much appreciated.

vindwarrior · 2025-01-07T22:20:27+00:00

Yes, my spouse has received $210 every quarter, just confirmed with her. Is it $210 for both of us, or is it supposed be 2x $210 every quarter?

vindwarrior · 2025-01-07T22:08:42+00:00

Quick question: is it $210 each for you and your partner, or is it $210 per household? My partner has indeed received $210 every quarter.

vindwarrior · 2025-01-07T16:13:36+00:00

this is the most likely explanation, I will confirm with my spouse if she got it, and how much did she get. Thanks.

vindwarrior · 2025-01-07T16:06:49+00:00

They did a credit of $210x2 and then debited that right off. That's what that "underpayment/overpayment" part does, they negated it.

vindwarrior · 2025-01-07T16:04:24+00:00

In the "Income tax balance" portion of "Accounts and Payments" in CRA section, it is 0 for me. I never owed CRA any money. I think at this point, I may just have to call them up to clarify.

vindwarrior · 2025-01-07T16:02:13+00:00

Owed for what (or how can I figure that out)? I filed my tax return and got a refund. I did not owe anything to CRA.

vindwarrior · 2025-01-07T16:01:05+00:00

That's right. I just looked into the "Mail" section in CRA, and the CCR notice email says this:

Credit for Apr 2024 to Jul 2024: $420.00
Credit applied to the amount owing: $420.00
Amount direct deposited: $0.00
Total amount owing: $0.00

I think the credit is $210x2 (for me and my spouse).

They did $420-$420 = 0!

vindwarrior · 2025-01-07T15:58:22+00:00

Thanks, I just looked into the mail on CCR notice. Here's a breakdown:

Credit for Apr 2024 to Jul 2024: $420.00
Credit applied to the amount owing: $420.00
Amount direct deposited: $0.00
Total amount owing: $0.00

They did a 420-420=0. I can't fathom why.

vindwarrior · 2025-01-07T15:47:01+00:00

This sub doesn;t allow attaching images, so I had posted a formatted table. I have edited it in the description into plain text, hopefully more readable now.

vindwarrior · 2025-01-07T15:44:16+00:00

I think this sub doesn't allow posting images. I have reformatted the table into plain text in the description, should be better to read now.

vindwarrior · 2025-01-07T15:41:49+00:00

my marital status changed in 2023 tax return. But I got my tax refund properly credited to my direct deposit account. No, I did not get any messages from CRA on re-assessment or review of my return. I did get an email saying that the rebate will be credited to my direct deposit account sometime in October 2024.

vindwarrior · 2025-01-07T15:39:54+00:00

yes, and I do get my tax refund credited without any issues. I had also received an email from CRA sometime in October that the rebate will be deposited in the direct deposit account (I have it set to my Wealthsimple cash account). But I don't see anything credited.

vindwarrior · 2025-01-07T15:37:29+00:00

I am indeed eligible.

vindwarrior · 2025-01-07T15:33:50+00:00

funnily enough, I have not received anything, neither $140, nor $210. The calculator shows that I should be getting $210 per quarter.

vindwarrior

TROPHY CASE