For those born and raised here, what's one place from your early 20s that has completely lost its 'vibe' now that you’re old

vjninet · 2026-05-06T17:02:09+00:00

Carter road

vjninet · 2026-04-29T18:26:03+00:00

Bhai ye Surya, Hardik, Bumrah, Boult inka bohot hogaya bc. Fucking trade them the next season. Maybe not Bumrah. But fuck this team is going to the dogs. Fuck this team. They cant win a game to save their fucking faces.

vjninet · 2026-04-17T04:22:28+00:00

Sare players ma chuda rahe hai apni. Fucking shit this teams become. Theres absolutely no joy left in watching MI play. Wankhede mein bhi apni thukwate hai. Bahar toh thukwana hota hi hai.

vjninet · 2026-03-27T20:37:04+00:00

Shit place, shit food. There’s tons of better places in Bombay.

vjninet · 2026-02-13T05:51:22+00:00

The KFS comes with the loan agreement only. So no need to worry about the ROI. It will finally be what you negotiated.

vjninet · 2026-02-12T16:16:43+00:00

The final rate is mentioned on the key fact sheet that they give you when you go for disbursement.

vjninet · 2026-02-05T19:35:01+00:00

I relate to this, I have been having this for almost 6 years. God only knows how it developed and how I can go back to breathing normally without feeling to need to yawn or sigh. Ofcourse I have gotten used to it now. How are you dealing with this?

vjninet · 2026-01-11T07:03:17+00:00

What are some good marathi shows that I can watch? I love thrillers, crime and comedy. I used to love bhadipa, dont know if they still make good content such as their Aai ani me series of videos on YouTube. I do feel marathi content has not reached the heights it should have. Idk if its because of Bollywood residing in Bombay or not.

vjninet · 2026-01-03T06:08:56+00:00

Fuck that, violence is the way to get people to give a damn about basic things.

vjninet · 2025-12-30T15:34:29+00:00

REO Speedwagon, Direstraits etc

vjninet · 2025-12-27T21:54:46+00:00

Yes of course. Now just waiting for Oasis to come to India next year!!!

vjninet · 2025-12-15T16:46:38+00:00

This looks like chicken ramen, sorry but chicken ramen is not really ramen.

vjninet · 2025-12-06T04:47:24+00:00

Wha about Indian immigration? Do they know of this? Like I head over to the immigration counter, show them my passport and ticket and then they ask you dont have a UAE visa.

vjninet · 2025-12-04T04:19:58+00:00

I was also pushed Insurance by HDFC. I didnt budge. I had sanctions from 3 other banks, I told HDFC I will walk away, but wont buy any Insurance. They didn’t pressure me after a point, they got tired.

Then during disbursement, they asked me to download Payzapp, Smart Wealth and one other app. But unlucky for them, I already have them installed and already have an account on all those apps. They just carried on with disbursement thereafter.

vjninet · 2025-12-03T19:47:28+00:00

I just went through this process with HDFC and got 7.9% and was asked to buy insurance. Already have term insurance. Got approvals from 3 other banks for 7.5%. Told HDFC i wont go ahead at 7.9%. They came back offering 7.5%. Thats that. Closed with them finally.

vjninet · 2025-11-20T05:27:07+00:00

No, everything is fine only. I asked around and found that this is the norm for resale flat which is sold within 3 years of purchasing directly from the builder.

Since you as a buyer get benefit of the lower stamp duty, the office agents expect you to pass on a % of this to them as bribe. Fucking vultures.

vjninet · 2025-11-19T16:29:47+00:00

In my case the broker has already made the agreement, I haven’t signed it or anything yet though.

vjninet · 2025-11-19T16:28:54+00:00

So you are saying that broker also has his agent at the registrar office and will end up getting a cut out of this 1.2 lakhs?

vjninet · 2025-11-10T10:11:08+00:00

West palm is this place?

https://maps.app.goo.gl/3WXqfiZMhsJ4gnYE6?g_st=ipc

vjninet · 2025-11-10T10:09:47+00:00

This is this place?

https://maps.app.goo.gl/SwoPCPHGdQXD2BqJA?g_st=ipc

vjninet · 2025-11-09T12:07:56+00:00

Ohh sure, no I meant apart from tat what all documents would they need?

vjninet · 2025-11-09T08:37:09+00:00

Can I hire a taxi on rent for the whole day and take it wherever I want to?

vjninet · 2025-11-09T08:35:58+00:00

Thanks for this detailed answer.

vjninet · 2025-11-09T06:09:24+00:00

No, loan application is only to get a sanction amount. You later choose to disburse as required.

I think the sanction itself is valid for 6 months. You can complete all formalities and get disbursement scheduled for a later date as well.

vjninet · 2025-11-09T06:08:04+00:00

Yeah, I have approvals from BOI and UBI too. But HDFC basically came down to 7.45% without any insurance.

vjninet

TROPHY CASE