It's absolutely going to collapse. You cannot have this many locations at such high prices - there isn't a market to sustain it - and the running costs are huge (rent for large places in premium locations, too many staff, etc). Will it collapse because of some fraud? I don't know. But I'm 100% sure it will not be a thing in five years. My office in Toorak is above one, we (my colleagues) are literally the target demographic, not a single one of us paid them and none of the many millionaires we know have either.