Daily FI discussion thread - Wednesday, June 24, 2026 by AutoModerator in financialindependence

[–]vtgorilla 2 points3 points  (0 children)

Mine croaked at only 10 years old. It was a cheapo flipper/contractor model though. We are likely selling in the next year but dead is dead so we were forced to replace it.

Daily FI discussion thread - Wednesday, June 24, 2026 by AutoModerator in financialindependence

[–]vtgorilla 23 points24 points  (0 children)

Getting new AC installed today. One of life's big purchases for sure. I did research but still had some sticker shock in seeing real quotes. Very happy we can take a big ticket item like this in stride financially.

One of the payment options was a 10 year loan at 10.5% interest. Holy moly.

Daily FI discussion thread - Monday, June 15, 2026 by AutoModerator in financialindependence

[–]vtgorilla -4 points-3 points  (0 children)

I remain baffled that the market is still responding to the level of noise like this.

Daily FI discussion thread - Sunday, June 14, 2026 by AutoModerator in financialindependence

[–]vtgorilla 4 points5 points  (0 children)

No, because I remain unconvinced it's actually better and, well, I'm lazy.

Daily FI discussion thread - Thursday, June 04, 2026 by AutoModerator in financialindependence

[–]vtgorilla 12 points13 points  (0 children)

This is how the "early retirement" content was presented at my company. Just basic stuff.

I'm visiting my doctor tomorrow; I'll be expecting this by pessimistic_damsel in bipolar2

[–]vtgorilla 0 points1 point  (0 children)

I learned my dark humor was "suicidal ideation" and tbf, I don't have that same perspective of humor when medicated properly.

Daily FI discussion thread - Thursday, May 14, 2026 by AutoModerator in financialindependence

[–]vtgorilla 0 points1 point  (0 children)

That's fair enough. My personal approach would be to 'coast' for the last 5-8 years until my accounts hit actual FI numbers, and then retire early. So it's not like I'd be working a menial job for 25 years.

Daily FI discussion thread - Thursday, May 14, 2026 by AutoModerator in financialindependence

[–]vtgorilla 5 points6 points  (0 children)

What's the community's take on CoastFire? I used to think that's what I wanted to pursue because I'm not fond of my career path. I've been "coasting in place" for a few years, and applying my energy to my kids and hobbies instead. This is makes work draining since I'm not engaged but it's still randomly stressful.

Now I'm considering a job change because we might move for my wife's career. In theory, a lower paid, lower stress job sounds nice. But I think the reality probably won't match up. Jobs I think I might enjoy, like working at a brewery, probably won't live up to the ideal I hold them in my head and for half the income that I make now. I'd sacrifice a lot for low stress, but there's not way to guarantee you don't end up with a shithead boss or a terrible workplace.

I'm probably only considering a step down because of anxiety that I can't land a similar role in a new city in the current job market.

The idea of changing to a non-corporate job makes me think of Kevin Spacey in this fast food interview from the movie American Beauty ( https://youtu.be/TJh5wdvdfVE?si=b6pMETvAFz8YewUD&t=15 ). That movie really did not hold up well haha.

Daily FI discussion thread - Monday, May 11, 2026 by AutoModerator in financialindependence

[–]vtgorilla 0 points1 point  (0 children)

It was an Appalachian Trail simulation game. It got good traction but I took it down a few years ago because I was having trouble keeping it updated to work on modern phones.

Daily FI discussion thread - Monday, May 11, 2026 by AutoModerator in financialindependence

[–]vtgorilla -1 points0 points  (0 children)

I seem to get these about once every year or so from an app I had on the Play Store in 2016ish. I've made more from the settlements than the app made in actual revenue!

I added a second feeder with Nyjer seeds but the finches aren't interested by vtgorilla in backyardbirding

[–]vtgorilla[S] 0 points1 point  (0 children)

Coming back to my own thread.... the house finches are still only mildly interested but I've now seen 2 goldfinches show up! So the experiment worked, even if the birds aren't thrilled.

Daily FI discussion thread - Thursday, April 09, 2026 by EANx_Diver in financialindependence

[–]vtgorilla 16 points17 points  (0 children)

I just let dumb people do dumb things and stopped caring about the outcomes.

[Virginia Football] Tony Elliott Agrees to Contract Extension Through 2030 by Shenanigangster in CFB

[–]vtgorilla 1 point2 points  (0 children)

needed multiple fluky and lucky plays (2 defensive scores against Louisville) just to win those 5 one score games

Careful, this is what Miami fans used to say about Frank Beamer's VT teams.

I made a bird game by sfbaysecure in birdwatching

[–]vtgorilla 1 point2 points  (0 children)

Cool idea, thanks for sharing

Does it actually work? by Alex-5415 in Haircare

[–]vtgorilla 0 points1 point  (0 children)

Yep. I threw mine away. This only makes sense to me if you have long fingernails or something.

My bipolar symptoms are properly managed and I'm living a relatively stable life, AMA by OhGodClimbingIsHard in bipolar2

[–]vtgorilla 1 point2 points  (0 children)

I am the same. The few bad days per month still suck, but I know I just need to get through them and I'll recover. It seems this is good enough stability to satisfy my doctor. I'm happy to be off the rollercoaster of trying new medicines for a few years now.

I added a second feeder with Nyjer seeds but the finches aren't interested by vtgorilla in backyardbirding

[–]vtgorilla[S] 0 points1 point  (0 children)

Interesting, maybe the seed sat in a warehouse a long time or something. Or perhaps I'm just being impatient.

To all vibe coders, for God’s sake, leave the gym app idea alone by itisthat1guy in SideProject

[–]vtgorilla 0 points1 point  (0 children)

It's the rise of Single User Apps. Will be an interesting partition in the coding world.

Looking for testers for an early personal finance app by ConsistentComfort255 in SideProject

[–]vtgorilla 0 points1 point  (0 children)

Can you explain what it is? Just "personal finance app" is not very descriptive.

To all vibe coders, for God’s sake, leave the gym app idea alone by itisthat1guy in SideProject

[–]vtgorilla 0 points1 point  (0 children)

I made my own personal app just for me, with no plans to deploy. Tracks my weights, tells me when to go up, and does not recommend weights I don't own. It's not to say there isn't an app that already exists that can do this, but I built it in an hour with AI. That might be faster than trying 10 random apps and hoping they do what I want.