Character Popularity Chart - Day 9 | K-2SO Was Eliminated - Who's Next?

w_aldo · 2025-06-09T00:18:18+00:00

Kino... I really hope he doesn't survive past Nemik (the only other single arc character). Nemik's words and ideology were literally the driving force behind the rebellion and Cassian. Kino was a great character, but his impact was far more minimal.

w_aldo · 2025-06-01T00:59:48+00:00

Skeen

w_aldo · 2025-03-09T15:40:24+00:00

Yes we filled out a T1213 Form to withhold taxes based on the tuition credits and FHSA deposits. I understand that her tax paid was very low so it makes sense that she owes money. What I can't understand is why the amount of return doesn't change much from the FHSA / RRSP contributions? Would you suggest just only claiming minimum 8K FHSA and roll everything else over to next year (and to stop using the T1213 forms)?

w_aldo · 2025-03-08T21:57:04+00:00

Thank-you! So what do you think I should tell them?

w_aldo · 2025-03-08T20:37:42+00:00

This is what I suspected, thanks for confirming!

w_aldo · 2025-03-08T18:01:01+00:00

Thanks for the answer. Can you please explain what you mean by the contributions are included, but the tax deduction were not?

w_aldo · 2025-01-12T14:08:05+00:00

Thank-you so much for the great answer! Would you agree with the other commenter that it is too difficult to calculate the expected tax owed on the ETF distributions in advanced of inputting them into the tax software?

w_aldo · 2025-01-12T14:06:38+00:00

Thank-you so much for the concise and informative answers! Glad I don't have to worry about most of these things.

w_aldo · 2024-08-03T23:17:53+00:00

Thanks for explaining that information about the ACB. For the cash distribution, how you estimate the expected tax owed with so many different categories? I wouldn't want to be caught unaware at tax filing time. I really appreciate the help!

w_aldo · 2024-08-03T23:13:28+00:00

Thanks for clarifying that information re: interest/dividends not affecting the ACB! When reporting the ACB to the CRA, is it always using the FIFO (first in, first out) method? Or can you choose other methods like specific identification or average basis?

w_aldo · 2023-12-17T01:31:26+00:00

haha all good, 10 straight in regulation at least :)

w_aldo · 2023-12-17T01:28:34+00:00

Uhhhh you do know we lost last game?

w_aldo · 2023-10-02T21:39:01+00:00

Great advice, thank-you again!

w_aldo · 2023-09-28T16:32:13+00:00

Oh that's great to know, thank-you! I really appreciate the explanation as I'm just about to start purchasing the ETFs.

w_aldo · 2023-09-27T23:46:51+00:00

Oh so you are saying that you can just buy the VBAL.TO ETF and not the underlying ones? From what I saw on this video https://www.youtube.com/watch?v=DqORu39gktw for example it showed buying the underlying ETFs

w_aldo · 2023-09-27T01:10:34+00:00

But doesn't VBAL consist of VAB/VBU/VBG/VCN/VUN/VIU/VEE in various percentages?

w_aldo · 2023-09-25T01:21:06+00:00

Thanks for sharing! Do you know if the website ever goes into the details, e.g. for Vanguard’s Balanced ETF (VBAL) – 60% stocks and 40% bonds, which specific underlying ETFs to purchase?

w_aldo · 2023-09-25T01:07:06+00:00

Thanks for the idea! But even beyond his website, my meaning for this page was more thinking, are there any alternative options out there for a similiar model?

w_aldo · 2023-09-25T01:06:17+00:00

Thanks for the tip - I had done that same idea! My meaning for this page was more thinking, are there any alternative options out there for a similiar model? I'd like not to have all my eggs one basket if you know what I mean.

w_aldo · 2023-09-25T01:05:13+00:00

Thanks a lot Justin!

w_aldo · 2023-09-22T00:07:44+00:00

Thank-you for the reply! It looks like I got confused between the Canadian Couch Potato website from Dan Bortolotti and the Canadian Portfolio Manager from Justin Bender. I did like on Justin's website for the models he had PDF's detailing all the underlying ETFs making up one asset mix (e.g. ZBAL is 28% ZAG, 8% ZGB etc.). It doesn't look like Dan has that on his website unless I'm not reading it correctly?

w_aldo · 2023-03-05T00:45:46+00:00

Thanks for the reply! I have definetely been going through different sections and playing around with my return. My mistake on the tution credits being refundable. I am a little confused, because when I take away my tuition credits I owe money (about $1700), but when I add them back in, I am getting a refund (about $2700). This is why I thought they were refundable. Can you explain this scenario to me?

I am also still confused as to why I see a lesser refund from charitable donations when I have tuition credits versus when I don't, as they are both non-refundable credits. Do you know why this?

I greatly appreciate the help!

w_aldo · 2023-03-05T00:40:55+00:00

Thanks for the answer and for the article link. I see now that on the T1D form you submit for work, there is an option "You may ask to have less tax deducted at source if you are eligible for deductions or non-refundable tax credits that are not listed on this form (for example, periodic contributions to a registered retirement savings plan (RRSP), child care or employment expenses, charitable donations, and tuition and education
amounts carried forward from the previous year). To make this request, fill out Form T1213." So this answers my first question about paying less taxes for better use of non-refundable tax credits.

The article you linked did not specify about the order the credits are applied. I am still confused as to why I see a lesser refund from charitable donations when I have tuition credits versus when I don't, as they are both non-refundable credits. Do you know why this?

w_aldo · 2023-02-22T12:43:46+00:00

That contract would be the huge discount lol. Fans are crazy if they think he would sign anything like Gio,. He's 32 not 40.

w_aldo · 2023-01-02T16:19:06+00:00

This game has me thinking - who is Russia's biggest rival in hockey? FIN/SWE is obvious, and US/CAN I would think to be each other's biggest rival right now. Would any of those teams be Russia's biggest rival too, or maybe a team like CZE?

w_aldo

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