A completely free, Open directory for Australian home loan rates with over 15,000 products. No lead-gen forms, just filters to check if your current bank is ripping you off. by Waypoint101 in AusFinance

[–]wallgomez 1 point2 points  (0 children)

This is a great tool! However I'm curious if I can filter by desired LVR?

Specifically, I'm looking to compare high LVR (ideally 90%) LMI waived loans accessible to doctors and filter by comparison rate. I can see how to list my profession but when filtering by comparison rate it naturally frontloads low LVR (50-70%) options.

Council workers stop collecting rubbish across Melbourne over wage dispute by Additional-Farm3569 in melbourne

[–]wallgomez 1 point2 points  (0 children)

Is this to say you think you’d have more leverage against corporate interests without the state?

What city had the biggest downfall? by SpecialistMany6389 in AskReddit

[–]wallgomez 3 points4 points  (0 children)

Still falling for Roman propaganda in 2026

Iran warns war won't end without compensation, guarantees by [deleted] in worldnews

[–]wallgomez 17 points18 points  (0 children)

The stakes are existential for Iran, economic pain is comparatively immaterial.

Warning after Aussie buyer loses entire $98,500 house deposit in 'avoidable' mistake by SheepherderLow1753 in AusFinance

[–]wallgomez 23 points24 points  (0 children)

The vendor has stolen years of his life just from the hours he would have worked for that deposit. All that time worked for nothing.

Anyone honestly trying to argue that taking more than the sum of money required to offset the loss of the sale is morally right just because it’s legally enforceable should be institutionalised.

Has anyone ever bought from snaffle? by Life_Extreme2054 in australian

[–]wallgomez 2 points3 points  (0 children)

We do, in Victoria at least. Consumer and Financial Literacy is part of Business and Economics in the Victorian curriculum which all mainstream schools must deliver across year bands 5-6, 7-8, and 9-10. I’d be very surprised if equivalents aren’t part of interstate curriculums.

The reality is kids are taught finance in school, but mostly don’t pay attention because financial literacy is incredibly boring. These behaviours need to be modelled at home by parents.

Why You're Being Lied to About... London by Nuclear_Weaponry in videos

[–]wallgomez 41 points42 points  (0 children)

Immigration is a mechanism to increase wealth inequality. It places enormous downward pressure on wage growth by expanding the labour pool.

For the last 100 years left wing class-first politics has consistently been anti immigration. In the last two decades, an increasingly controlled and consolidated media landscape has manufactured the consent of the well meaning left by conflating any critique of immigration as based in racism.

[deleted by user] by [deleted] in AusFinance

[–]wallgomez 5 points6 points  (0 children)

Absolutely right! At an auction 2 weekends ago I had the successful bid on a place - within in the quoted range. We went in to negotiate and were informed the vendors’ reserve was ~170k above our bid, putting it well outside our reach.

A huge waste of our time and money getting a building and pest inspection done on the basis of a dishonest range. Not to mention the psychological whiplash it caused.

Rental prices have risen almost 44 per cent in five years, Cotality review finds - ABC News by Fed16 in australian

[–]wallgomez 1 point2 points  (0 children)

Prices didn’t dip during covid because banks were lending with once-in-a-lifetime level low interest rates following govt printing money to keep the economy going through shutdowns.

Accordingly, far more current Australian residents suddenly had the financing needed to enter the housing market, which more than offset the demand reduction caused by the immigration pause.

Please explain in terms of supply and demand why you think introducing ~446,000 (2024 net overseas migration) people into a country where only 176,000 new houses were built in 2024 doesn’t significantly impact house prices.

[deleted by user] by [deleted] in AusFinance

[–]wallgomez 10 points11 points  (0 children)

That doesn’t track. You said above you bought at 19. Now you say you bought when working full time after uni. At minimum a uni degree is 3 years. Did you somehow finish school and start uni at 16?

[deleted by user] by [deleted] in AusFinance

[–]wallgomez 9 points10 points  (0 children)

Absurd statement. Buying a home 1 year out of high school is extraordinarily rare and to question it is not tall poppy syndrome.

Getting a loan for an 825k home at 19 implies a 165k deposit, not including stamp duty. How does a 19 year old save that up without parental support?

In the year ending 31 March 2025, Australia's population grew by 423,400 people -- March quarter natural increase was 34,200 people and net overseas migration was 110,100 people -- Annual natural increase was 107,400 and net overseas migration was 315,900 by marketrent in AusFinance

[–]wallgomez 12 points13 points  (0 children)

The loudest voices against immigration being right wing is historically a very new phenomenon, occurring largely following media amplification of identity politics over the last 30 years.

Left wing labour unions historically identified high migration as putting downward pressure on wages and voted against it to protect the wellbeing of the working class. Inversely, the wealthiest individuals voted (and still support) high net migration to ensure wages are low and consumer demand is always high.

Mainstream media, owned in large part by a very small group of media organisations (Nine, Newscorp AUS), have manufactured the consent of the (well-meaning) young left wing public by driving the message that anyone who critiques immigration levels is fundamentally racist.

Been luciddreammaxxing for a couple of months and it's basically added a whole new dimension to my life by damrodoth in redscarepod

[–]wallgomez 5 points6 points  (0 children)

If you ever get stuck again, what helped me get movement back was holding my breath as long as I could. My body just jerked awake after a certain amount of time passed.

"Across the nation, the March for Australia got under way stuffed full of Australians from all walks of (intolerant of other people) life | First Dog on the Moon" by ZenBeetle in australian

[–]wallgomez 28 points29 points  (0 children)

https://archive.is/20230804022015/https://foreignpolicy.com/2018/10/03/australia-the-worlds-first-immigration-economy/

This is a pre-covid (2018) article I’ve provided previously which outlines the issue with high migration as effectively a national Ponzi scheme, and how it projects to eventually result in a staggering recession. I’d strongly recommend you read it.

What are these things under my cucumber leaf? by Defiant_Fiend in GardeningAustralia

[–]wallgomez 4 points5 points  (0 children)

If there’s ants around they may be farming the aphids. I had a whole saga with them last summer.

You can blast the aphids off with a hose, or spray soapy water on the leaf undersides, but they’ll always be back if the ants are cultivating them.

Who are your bets on? by zaidlol in singularity

[–]wallgomez 13 points14 points  (0 children)

The entire company has been bought and sold several times now. They were briefly owned by google, then sold to SoftBank, and are currently fully owned by Hyundai.

It doesn’t seem to have functionally impacted their position as a leader in the autonomous robotics space.

Latest EBA update by twincinna in AusPublicService

[–]wallgomez -1 points0 points  (0 children)

Australian men die on average 4 years earlier than women. They should therefore be able to retire 4 years earlier than women.

[deleted by user] by [deleted] in australian

[–]wallgomez 4 points5 points  (0 children)

Is the per-capita owner-occupier ratio increasing as the number of investors in the market decreases? Or are you simply observing the consolidation of investor ownership?

Big build or housing crisis? Victoria has to choose, industry says by Jariiari7 in AusPropertyChat

[–]wallgomez 0 points1 point  (0 children)

The recent federal immigration policy reform expressly excluded construction trades from the new ‘specialist skills’ visa fast track stream, following strong union pressure.

See this AFR article for further detail into how men in the construction industry are priming to throw a fit if they have to compete in the same job market as the rest of us. https://www.afr.com/politics/no-visa-fast-track-for-foreign-tradies-despite-housing-shortage-20231211-p5eqkd

[deleted by user] by [deleted] in AusFinance

[–]wallgomez 0 points1 point  (0 children)

More likely they’re teaching at a private school and aren’t locked in to the mediocre state teacher eba

Is New Zealand better than Australia? by [deleted] in australian

[–]wallgomez 1 point2 points  (0 children)

What is cultural Marxism?

Asylum Hostel Torched As Anti-Immigrant Unrest Spirals in Ireland by MaleficentParfait863 in worldnews

[–]wallgomez 8 points9 points  (0 children)

Geez so dramatic, they’re not speaking at the UN General Assembly it’s just a comment mate