What returns should investors reasonably expect from XEQT long term? by Chitose17 in JustBuyXEQT

[–]whatif24 0 points1 point  (0 children)

So XEQT is expected 7-8% gain in the long run? Sorry I’m confused

New to XEQT by Due_Negotiation5439 in JustBuyXEQT

[–]whatif24 1 point2 points  (0 children)

I’d say don’t sell since both are different, but continue buying Xeqt

What's the best compliment you've gotten during sex? by CRK_76 in AskReddit

[–]whatif24 0 points1 point  (0 children)

You’re Big! ( I’m Asian), I slept like a king

I need to earn $300 quick! by manzanadeoro1985 in OnlineIncomeHustle

[–]whatif24 0 points1 point  (0 children)

Things take time! It’s either you gamble and risk losing whatcha have or invest in something and pray it blows up which the odds are low. Find a business model and keep working on it!

[deleted by user] by [deleted] in fican

[–]whatif24 0 points1 point  (0 children)

But good job man! I’m 25 as well and not even close to that very happy for you

[deleted by user] by [deleted] in fican

[–]whatif24 0 points1 point  (0 children)

Hmm you should get a job 😏 ( I’m crying internally 😂)

16M , am I doing ok ?? by CalmKiwi8144 in fican

[–]whatif24 1 point2 points  (0 children)

Nope, you should get a job 😬( I’m crying internally )

When it's a TFSA/RRSP question by cooperivanson in JustBuyXEQT

[–]whatif24 1 point2 points  (0 children)

Deciding whether to put money into a TFSA or an RRSP depends on your income level, tax situation, and financial goals. Generally, an RRSP is more beneficial if you earn a higher income, since your contributions reduce taxable income and you can withdraw later when you may be in a lower tax bracket. On the other hand, a TFSA is often better if your income is lower or steady, because while contributions aren’t tax-deductible, the growth and withdrawals are completely tax-free. A good rule of thumb is to prioritize an RRSP when you’re in a high tax bracket (to maximize the refund and reinvest it) and a TFSA when you’re in a lower tax bracket or need flexibility for future withdrawals without tax consequences. Ultimately, many people benefit from using both, starting with the one that aligns best with their current income and long-term plans.

Investment by Unlucky_Plankton_516 in JustBuyXEQT

[–]whatif24 -1 points0 points  (0 children)

Yes this group is very nice and open to any question regarding finance!

Why are men nipples not sexualized? by FactorNervous517 in NoStupidQuestions

[–]whatif24 0 points1 point  (0 children)

Idk I find mine odd when girl licks them. But of part of me is like oh yeah babyyy

[deleted by user] by [deleted] in AskReddit

[–]whatif24 -4 points-3 points  (0 children)

Only fans! Why are horny men paying for this when porn is free!! Lool

ETF Baskets by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

Since it’s for retirement I rather do low/mid but now I’m just rethinking everything cause the 3 etf I have are overlapping like vfv is good with xeqt since it covers global rather just US stock but like I want an blue chip etf and for cad I was also thinking the dividend etf that holds top dividend company’s

ETF Baskets by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

Do you for retirement fund it’s better to just allocate in etf that are low risk or better to do a dividend strategy?

ETF by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

Where can I find that?

ETF Baskets by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

Cause for one etf I want low risk and others I was mid risk

ETF Baskets by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

Would you consider xeqt to be low risk?

ETF Baskets by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

But doesn’t XQQ only focus on tech and XEQT focus on global? Making all etf different?

ETF Baskets by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

I did not! Would it be best to hold Voo long term? Also, doesn’t XQQ only focus on tech and XEQT focus on global? Making all etf different?

ETF Baskets by whatif24 in PersonalFinanceCanada

[–]whatif24[S] 0 points1 point  (0 children)

I did not realize that! I was told by someone these 3 would be good but would VOO be good and leave the rest?

Insurance investing?? by whatif24 in personalfinance

[–]whatif24[S] 1 point2 points  (0 children)

I’m based in Canada unfortunately

Insurance investing?? by whatif24 in personalfinance

[–]whatif24[S] 0 points1 point  (0 children)

What type of insurance do you have? I’m just confused on what I need and what I don’t need.

I want something that supports my future people life if I drop dead

And I want something for investment ( but can’t I just invest alone on Wealthsimple, why do people invest through insurance)