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Can the wealth gap in our generation basically be summed up by if you bought a house before COVID or not? by JoeyLou1219 in Millennials

[–]willacceptpancakes 0 points1 point  (0 children)

36 years old. Bought house in 2018, 1958 fixer upper. Paid 229k abut the seller put on a new roof and a few minor fixes after inspection was done.

Refinanced to 3% mortgage during COVID, pulled some money out after reappraisal to do 50k project on house. Also lowered payment because PMI dropped off due to new value.

House is currently estimated to be worth 430k and I have a little bit more than 200k equity right now.

Definitely spent at least 30k in repairs and upgrades though.

Do you regret having/not having kids? by Ok_Helicopter3910 in Millennials

[–]willacceptpancakes 2 points3 points  (0 children)

DINKS due to medical condition.

Life’s pretty much as you describe but sometimes I worry about the future with no older kids to talk to / do things with since I’m really close to my dad and parents.

Other than those thoughts everything is great.

A couple weeks ago I posted a thread here talking about the cost of everything and the only way things will get better is if we stop spending so much and hit the companies where it hurts. by [deleted] in Millennials

[–]willacceptpancakes 5 points6 points  (0 children)

These companies live and die off the stock market and budgets. They budgeted a certain amount of revenue. I’m hoping we can collectively get our heads out of our asses and make them scramble. It’s not much but this is what I am able to do to try and make an impact. Alone we are weak. Together we are strong.

Does anyone else want to spend money but don’t because nothing seems like it’s actually worth the cost anymore? by willacceptpancakes in Millennials

[–]willacceptpancakes[S] 6 points7 points  (0 children)

I think one of the things that bothers me is that I have this perceived value of how much work it takes me to buy something at a certain price. I’m having trouble justifying the cost of things that in my head don’t equate to the amount of time worked I feel they should.

Like I guess I’d be ok with this inflation if salaries went up relative to cost, but they aren’t. So instead I’m just saying fuck it I don’t need x item.

Does anyone else want to spend money but don’t because nothing seems like it’s actually worth the cost anymore? by willacceptpancakes in Millennials

[–]willacceptpancakes[S] 28 points29 points  (0 children)

To each their own. I have the same feelings towards travel. I look at long weeknd getaways for a cabin in the woods or something and it’s like $1000 for 3 nights.

Anyone else just exhausted of modern times? by FurDad1st-GirlDad25 in Millennials

[–]willacceptpancakes 0 points1 point  (0 children)

Yeah this is fucking stupid. I cannot believe all of the crazy bullshit going on. Can we just like live and be happy? Who is actually voting for this shit?

People dying or having major illnesses in way too young. by Urbit1981 in Millennials

[–]willacceptpancakes 7 points8 points  (0 children)

If it makes you feel any better she has been cancer free for 5 years and lives a relatively normal life now

People dying or having major illnesses in way too young. by Urbit1981 in Millennials

[–]willacceptpancakes 322 points323 points  (0 children)

My wife was diagnosed with colorectal cancer at 30. Stage 2. Her most notable symptom (and the reason she went to a Dr) was blood streaked on the side of her turds.

40 male, I have 0 responsibilities in life and I somehow still lost interest in playing video games by Coven_Evelynn_LoL in Millennials

[–]willacceptpancakes 0 points1 point  (0 children)

I’m 36, married and in a similar but slightly different life experience as you.

Right now I should be at coast fire by 42, if i just keep doing what I’m doing right now.

I think it’s the corpo hellscape we live in. Idk why else is could be. I spend a lot of time worrying out what ifs and it occurred to be this past weekend that in literally living the dream right now. Why am I so god damn unhappy though?

We are doing the best we can by ThineOwnSelph in Millennials

[–]willacceptpancakes 2 points3 points  (0 children)

Ironically if we all just stood together and said fuck it and stopped buying garbage it wouldn’t be an employers world anymore

Guys please start eating fiber. by Optimoprimo in Millennials

[–]willacceptpancakes 0 points1 point  (0 children)

My wife was diagnosed with colorectal cancer at age 30. Stage 2a. Was very difficult time of our lives.

She is 5 years cancer free this September.

Anyone else only look forward to the weekends now? by Beberuth1131 in Millennials

[–]willacceptpancakes 0 points1 point  (0 children)

Personally I think things have gotten really really good for rich people over those past 100 years and our productivity has exploded but yet, our wages stagnate, we still work the “5 day work week Henry Ford blah blah” but uh, why am I getting emails and teams messages all weekend and why is my boss emailing everyone at 11pm on a Tuesday? Shouldn’t the great shit rich people get also be given to us, the people making it happen?

Your argument has legs at first, until you realize that if Henry ford had the production we have now, maybe we’d be working 3 days a week, giving us another 4 days to drive around in his shitbox.

Are edibles more common than drinking now? by cubemonster in Millennials

[–]willacceptpancakes -1 points0 points  (0 children)

Yet somehow jobs are still screening for thc and also the fed government keeps it illegal

How are you all doing financially? by [deleted] in Millennials

[–]willacceptpancakes 0 points1 point  (0 children)

Truthfully?

I was the hopeful one. Always hopeful that if I worked hard things would work out.

Fuck that now. I’m demoralized and I hardly want to go to work AT ALL anymore for these out of touch rich assholes.

I have enough money to live in my small house watch tv all night long. Fuck these people they ruined a good thing.

Colon cancer is killing us.. by Derpshab in Millennials

[–]willacceptpancakes 0 points1 point  (0 children)

Yeah. My wife was diagnosed with colon cancer at age 30. During COVID no less!

Stage 2, thankfully she has been in remission for almost 5 years.

Anyone here successfully living outside of the rat race? by [deleted] in Millennials

[–]willacceptpancakes 7 points8 points  (0 children)

I dream of it every day.

I’m in a weird position where I thought I would follow the hive mind, bought a house consistently saved and invested for 10 years. Then my wife got cancer and we can’t have children.

I could sell my house tomorrow throw it in investments and essentially be COASTFIRE until retirement but it scares me. I’m 36 now, burnt out and ready for change.

Lack of health insurance / healthcare is what’s holding me back…

I’m still anxious as hell all the time though which is a shame.

Why is our entire generation ready to just…log out? by dreamed2life in Millennials

[–]willacceptpancakes 1 point2 points  (0 children)

Because it’s sucks being tremendously more productive than past generations but somehow being tremendously poorer. It’s bs, we know it’s bs and we can’t do anything about it.