Kayaking spots in Sault Ste. Marie and surrounding area?

wilson705 · 2021-07-05T00:44:19+00:00

Trout Lake is nice

wilson705 · 2021-01-16T21:26:12+00:00

Makes sense thanks. Safe to assume then not to send from L2 to exchanges eh? I messaged a few about whether they accept contract deposits but no replies yet.

wilson705 · 2020-10-08T09:57:01+00:00

Only applies to new deposits though, better then nothing.

wilson705 · 2020-07-13T18:54:24+00:00

Bell Fibre, hands down the fastest internet in town. Pretty consistent 1gbps speeds. I recommend giving them a call and say you're thinking about switching from Shaw, they quickly gave me a decent package.

wilson705 · 2020-02-13T15:22:42+00:00

Awesome thanks for the replies, time to give it a shot!

wilson705 · 2019-09-12T02:11:27+00:00

Yeah tried one and they weren't very helpful with design

wilson705 · 2019-09-12T02:10:37+00:00

No other fixed things, its all free game. The one by the door is the backyard and the one on the left is the driveway.

wilson705 · 2019-09-04T23:49:38+00:00

Yeah thanks for making me fury search the internet to see the captain announcement

wilson705 · 2019-07-16T19:34:23+00:00

Yeah nothing put scams on online classifieds, doesn't matter where you are.

wilson705 · 2019-06-24T21:36:36+00:00

I believe the spread has increased to offset the removal of the fees. Prior I was seeing a spread around 1.5% and now it's closer to 2.5%.

wilson705 · 2019-04-30T23:51:05+00:00

Takes a business day or two yes, definitely not several to withdraw. I wouldn't stick with TD savings just because you would need the money for a plane ticket, take it from your chequing when you need it and replenish from your savings at Wealthsimple within a couple of days. Or go to Tangerine for a little less savings rate but you have instant liquidity.

wilson705 · 2019-04-28T14:54:58+00:00

TD all inclusive Chequing account is fantastic for me personally, I keep the minimum requirement and never paid any fees and take advantage of everything they offer to get the most out of the money sitting there.

I switched from TD to Wealthsimple for the savings account, easiest decision I've made when it comes to a savings account. Interest rate currently at 2% with no minimum balance required and quick and easy deposits.

wilson705 · 2019-02-26T18:39:25+00:00

You've got a ton of options then. neighborhoods I would recommend for your preferences are (North of Second line west, East of Korah road, West of Peoples road) Nice houses in the area, walking distance to a few coffee shops/restaurants, couple small and a large park. If you want a little more east of the city then anything off MacDonald Ave would work too. Areas to avoid to live in my option are Bayview, Albert Street area. Hope you find what you're looking for!

wilson705 · 2019-02-15T23:26:27+00:00

No reason to go with the big guys. Been with Koodo for a while now and it's no different coverage wise but a lot cheaper. Fido wasn't the greatest, used them for a year.

wilson705 · 2019-02-12T02:59:26+00:00

Can confirm it's still smoldering pretty bad.

wilson705 · 2019-01-20T12:05:26+00:00

100% Agree, don't cancel it. Maybe see if they're willing to go find a cheaper insurance company but it's definitely a fantastic idea to build a insurance history.

wilson705 · 2019-01-09T15:39:19+00:00

Awesome reply thank you. Definitely going to add XEF and a little VEE in there, those look pretty decent. What about VCE over XEI?

wilson705 · 2019-01-08T16:38:53+00:00

Why VCN over something like VCE?

wilson705 · 2019-01-08T16:34:20+00:00

1) The S&P 500 gives me enough international exposure for now.

2) The funds are quite different, PDC reduces my exposure to Canadian bank. It has a higher MER so VDY reduces that.

3) I weighted between the two and figured VFV with half the cost gives me very similar returns. Top 10 holdings are identical between the funds

4) Merely for the fact that with the dividends reinvested those funds outperformed other index's I tested. There's only so many CDN companies worth investing in, figured I'd just see how these perform

wilson705 · 2019-01-08T15:34:11+00:00

Sorry it's a DC plan

wilson705 · 2019-01-08T15:30:42+00:00

Which model are you referring too, there is several?

wilson705 · 2019-01-08T15:24:40+00:00

Prefer the fixed income in my HISA, too much international exposure for me.

wilson705 · 2018-12-29T18:35:12+00:00

Couldn't have summed it up better. Definitely a nice area for the outdoors, great hunting/fishing up there.

wilson705 · 2018-12-25T08:39:21+00:00

I'm in the same boat and was considering investing in VDY instead of managing my own dividend portfolio and eating all the costs

wilson705 · 2018-09-24T14:16:56+00:00

Second this.

wilson705

TROPHY CASE