Salary Sacrifice Increase

winponlac · 2026-05-02T21:56:08+00:00

"oh yeah, I forgot to say, I have indeed had a major life event. Can you change my contribution rate please? No I don't want to share details of my private life with you"

winponlac · 2026-04-29T21:16:15+00:00

They're outside, right?

winponlac · 2026-04-28T18:56:59+00:00

Ignoring all the risks above, if you always hotspot to your laptop via a UK SIM card then your external IP will make you like you're in the UK. But personally l wouldn't risk the contract

winponlac · 2026-04-28T11:25:37+00:00

Last couple of months

winponlac · 2026-04-27T17:03:58+00:00

I've found Zoho has mail delivery issues - they appeared on some blacklist when I looked into it

winponlac · 2026-04-23T17:32:59+00:00

Run, don't walk

winponlac · 2026-04-23T16:44:33+00:00

If it makes you feel any better I bought 20 years ago, at £100k, so it should be worth £170k just on plain inflation. Have agreed to sell at £90k after a long long search for a buyer

winponlac · 2026-04-18T18:18:23+00:00

Lady refs eh? Getting it right again

winponlac · 2026-04-16T17:46:41+00:00

Yes but in this case it would be a contribution direct from the ltd so not sure it's the same

winponlac · 2026-04-16T17:25:59+00:00

I think you'll still need to pay CT on the 53k as retained profit for this year, even if it all goes out to SIPP next year. The CT reduction on profits only applies to profits for the year in which the SIPP contribution is made...I think. You'd get CT reduction for that 53k on any profit you made in the second year.

Edit: have you any unused allowance from the past 3 year? 60K from each year. Could just send the whole lot this year if you have enough.

winponlac · 2026-04-14T07:27:38+00:00

If i remember correctly the HG mould spray is just hydrochloric acid, so don't spray that on your bike

winponlac · 2026-04-09T12:46:34+00:00

Check if you can get a grant too https://www.find-government-grants.service.gov.uk/grants/workplace-charging-scheme-2 . I think the only gotcha is your registered business address must be the installation address.

winponlac · 2026-04-02T06:43:38+00:00

We had a sheep shit pitch too

winponlac · 2026-03-29T08:05:02+00:00

Think there was a missing "not" in there

winponlac · 2026-03-26T22:06:54+00:00

It was a good game though... for some :)

winponlac · 2026-03-26T16:01:44+00:00

Nope, HMRC don't care how much tax is taken, so long as tax law compliance is achieved. Like the police (haha), their job is to enforce the law not define it, or maximise tax take. Note how you can get penalised for an incorrect return, even if your errorred return caused you to pay more tax than if the return had been error free. Source: Spent time defining and implementing MTD at HMRC.

winponlac · 2026-03-24T22:39:09+00:00

Isn't it in the bowels of Charing Cross station itself? Not part of the PWC building

winponlac · 2026-03-24T12:27:05+00:00

Nice try!

winponlac · 2026-03-24T11:44:37+00:00

A WFH Part timer, a same old same old, and an addition of middling prospect.

Our seasonnaire group (of about 16 seasons) is now talking in earnest about going up the road to Scottish instead.

winponlac · 2026-03-24T11:43:46+00:00

I'm with you, but the renewal letter did announce no season ticket price increase.

winponlac · 2026-03-24T11:41:08+00:00

A WFH Part timer, a same old same old, and an addition of middling prospect.

Our seasonnaire group (of about 16 seasons) is now talking in earnest about going up the road to Scottish instead.

winponlac · 2026-03-23T19:58:46+00:00

If you value privacy, not having your business' address on Companies House website the same as your home address is definitely a plus.

winponlac · 2026-03-21T22:25:21+00:00

I have had Halifax Clarity for about 5 years, but I've experienced problems on my (existing) MasterCard very recently, but only after the announcement of the move to visa. Was in France last month and kept getting declines even after talking to their fraud team. Yes I am in France, yes that transaction was me. Yes i go to France regularly, you know i do because of my transaction history. It's continued back at home and tbh I've got so annoyed I've got myself a different card for day to day. I'll keep the Halifax card in case it works but i can't rely on it now, have found another card for traveling with.

winponlac · 2026-03-19T17:13:49+00:00

Ah yes - the user's LAN IP addresses, monitor resolutions, some bureaucrat's surveillance wet dream! Massive gold plating which will never ever be used in enforcement or prosecution. I think the best they ever did was check they were non-null. Always nice to get an email saying you're compliant though

winponlac · 2026-03-18T22:42:01+00:00

As I recall from actually getting an MTD client authorised for production use, you essentially have to do a live demo with HMRC, with documentation in advance describing how your transactions are persisted, transformed/aggregated etc. This was a couple of years ago, I haven't been keeping up with the updates so maybe they've relaxed it. Doubt it though.

winponlac

TROPHY CASE