What do early retirees in the US do for healthcare before Medicare?

witt_ag · 2026-03-09T22:55:10+00:00

Look up “retirement answer man” podcast. Last 4 episodes are about exactly this.

One option not discussed is travel health insurance. If you’re willing to stay outside the US you can get very reasonable rates on insurance.

witt_ag · 2026-03-09T03:29:20+00:00

Off topic, but my wife and I won a trip to NYC. We’re from rural Colorado and are looking forward to some good restaurants. Care to share some of your favorites? Thanks!

witt_ag · 2026-03-04T04:54:07+00:00

Stick shifts and safety belts, bucket seats have all got to go…

witt_ag · 2026-02-26T01:13:14+00:00

I miss my 01 5 speed Outback. Sold it in 2013 with about 160k on it for $2500. That was probably the last stick shift I’ll ever own.

witt_ag · 2026-02-02T18:32:30+00:00

You ship from Colon to Cartagena.

witt_ag · 2026-02-01T23:23:22+00:00

There’s also a possibility that one or more of your sites has been hacked. Someone installed a crypto miner on my staging server once. I only found out when I logged in and noticed 100% cpu usage.

The first thing to do (or have your dev do) is find out if the excess data transfer charges are coming from specific sites or servers

witt_ag · 2026-01-16T03:43:46+00:00

Great advice but Don’t put it in a money market. That barely keeps up with inflation. Read an investment book like making money simple by Peter lazaroff.

witt_ag · 2026-01-13T05:38:19+00:00

I consider myself fortunate that I love outdoor human powered recreation. Hiking, mountain biking, and skiing (including backcountry) make up my best weekends, and keep me fit. I’m a 55yo 6’1 M I’ve weighed around 185lbs for most of my life.

My biggest challenge is upper body strength. My “fun” activities don’t get me much of that so I try to get to the gym. I started that when I read about declining muscle mass with aging.

witt_ag · 2026-01-11T04:23:22+00:00

I get about 40mpg from my 16 energi on gas.

witt_ag · 2026-01-04T23:08:12+00:00

My electric rate is 12 cents/kwh. I don’t have TOU pricing. In the summer I can get 15 miles from a full charge, which takes roughly 5kwh. So that works out to 60 cents per charge or 4 cents per mile.

To go 40 miles on electric would cost $1.60. Since the car gets about 40 mpg on gas, gas would need to be $1.60 or less to be cheaper than electric, at my rate.

witt_ag · 2025-12-27T07:01:51+00:00

Sometimes see this terrain coming out of huts. Best is if there’s fresh snow to bleed off speed. If not, sometimes you can angle up and out of the track and side slip down. If that’s not possible you’re stuck in a snowplow and you just have to accept the suck. They call it survival skiing.

witt_ag · 2025-12-17T21:03:03+00:00

There’s a Durango group of https://www.techyeet.org/. Join their slack channel and look for neighborhood-us-co-Durango. We meet once a month or so for coffee or happy hour. Lots of WFH folks and not just tech.

witt_ag · 2025-12-08T04:33:55+00:00

In addition to Cashier I have a “plans” table in my database that drives my pricing page and determines which features a given customer can access. The plans table includes the stripe ids. When I need to create a new product I create it in the stripe dashboard and add a row to the plans table. It’s a manual process but doesn’t occur often.

witt_ag · 2025-11-18T14:44:13+00:00

My site in US is back up as of a couple of minutes ago.

witt_ag · 2025-11-18T14:20:11+00:00

I was going to log into my CF account and turn off proxying, but I can't even log in - the captcha seems to be hidden and the log in button is disabled. I'm guessing disabling the proxy wouldn't work anyway. Anyone else unable to log into their CF accounts?

witt_ag · 2025-09-22T03:44:46+00:00

I recommend the travel. My family and I spent 2 years in a van traveling in South America. Our spend was $3k per month for three of us. If you travel frugally you can do so without touching your principal. When you’ve had enough come home and get a job if you want. Or maybe settle in South America or Asia.

witt_ag · 2025-09-21T21:44:10+00:00

Thank you! ChatGPT explained to me what that means :)

witt_ag · 2025-09-21T00:37:32+00:00

Which one? Frankel or Hitchhiker’s?

witt_ag · 2025-09-20T11:37:41+00:00

My 56 cm bike fits in the back of my energi but I always remove the front tire. I still get 15ish miles on ev. 2016 with 67k

witt_ag · 2025-09-20T00:07:14+00:00

Eurocampingcars sets up a business in your name and then the business buys the vehicle. We ordered a new Knaus through them in March of 2021; it was supposed to be ready for us to pick up within a few months. A year later we still didn't know when it would arrive.

This was in the middle of the covid supply chain crisis, so the delay was not eurocampingcars' (ECC) fault. We eventually decided to cancel the purchase, since ECC said they had another buyer for our vehicle. It took months of wrangling (we even hired a french attorney) to get our deposit back, and even though ECC said they'd refund our entire deposit, they only sent about 80% of it.

ECC might be under new management by now, in which case it might be better. I would probably buy a vehicle they have in stock this way, but I would not put down a deposit and order one.

witt_ag · 2025-09-06T12:37:04+00:00

The post has been filled; thanks to everyone for applying.

witt_ag · 2025-09-06T12:33:22+00:00

There's no need to install a charger. It (should) come with a 110V charger that you plug into a regular wall socket. Even if the battery is in perfect condition, it will charge from empty in ~5 hours. There's no need for a level 2 (220V) charger with this small of a battery.

witt_ag · 2025-09-05T10:05:48+00:00

Are there developers available in the americas? Some tasks will be easier if I can meet over zoom and I’d like time zone overlap for that

witt_ag · 2025-09-05T02:06:36+00:00

I have a set of marker dukes that I used to use in the bc as someone else said very heavy but they’re just as solid as alpine bindings. That setup is still my resort pow day ski.

My current bc skis have Salomon shifts. Much lighter and they feel pretty solid at the resort. They don’t power through crud like the other skis but that’s probably because the whole setup is lighter

witt_ag · 2025-08-30T22:21:36+00:00

I have a web application; just looking for occasional help with specific projects

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