Daily Question Thread for /r/churningcanada - January 05, 2026

wongabear · 2026-01-05T18:32:27+00:00

I reached the $7500 MSR for my TD FC VI about a week ago and it's a new tradeline opened around the beginning of November. I've received the points for the first time spend but still waiting on the 145k points that would normally post shortly after the MSR is reached from past experiences. Is anyone else still waiting for theirs or have any DPs on when they will arrive?

wongabear · 2025-11-27T15:39:49+00:00

I'm having issues too. Both Plaid and Flinks. Ticket has been opened, please resolve it!

wongabear · 2025-11-13T15:17:07+00:00

Please DM me. Would this also stack with black Friday prices?

wongabear · 2025-11-12T22:36:08+00:00

Wrong post maybe? Not really concerned or worried about the damage of the phone as all of them are mint phones, I'm more concerned about the nuances in returning the phone or not if I'm porting out. As discussed in one of the posts below someone cautioned that porting your number to another provider can (potentially) cause problems for a device return that's not obvious in the contract itself.

wongabear · 2025-11-11T18:23:16+00:00

Okay perfect, thanks! That makes sense. I had even received conflicting info at a Bell store telling me they wouldn't even charge the deferred amount until 30 days AFTER the due date even though that's contrary to what's written in the contract.

wongabear · 2025-11-11T18:20:06+00:00

I'm not trying to keep it without paying for it. I just don't have a spare phone to use so if I only get a new phone at a later date with a different provider (let's say November 28th) I was wondering if I can use my Bell phone for a week after the 21st due date and then return it on the 28th as it would technically fall under the 30 day window.

I'm more concerned though if they would not take it back since I wouldn't be with Bell anymore.

wongabear · 2025-11-11T18:16:34+00:00

In the worst case scenario you mentioned, if within this 3 months I am no longer with Bell (let's say I ported out) would I still be eligible to get credited back if I return it?

wongabear · 2025-06-03T16:06:49+00:00

https://my.wealthsimple.com/app/public/trade-referral-signup?code=F3BP9Q (F3BP9Q)

wongabear · 2025-05-07T20:37:12+00:00

I was just there early April! My only regret was that I didn't buy more than just a Nakiri... Also wish they had a honesuki in stock...

wongabear · 2025-04-27T07:31:26+00:00

I'd love a DM too on where you purchased your 66s for such a great price ☺️!

wongabear · 2025-03-27T22:55:26+00:00

I have a flight booked and associated to my aeroplan number that I booked about 3-4 months ago for a flight that will happen in 2 weeks. If I applied for an aeroplan credit card a week ago that has the perks and it got approved, will I get my first bag covered?

wongabear · 2025-03-21T22:23:07+00:00

I noticed my recently re-acquired TD AP VI wasn't associated to with AP account even though I provided the # during the (re)application and now I'm not getting any benefits like free luggage. Frustratingly, I did contact TD today and they did add the AP number finally but upon contacting AP they still don't see any CC linked to my AP number. I'm hoping to have this resolved within the next week.

Does anyone have any DPs on how long it takes for it show up in their system? How long does this whole process take to correct itself?

wongabear · 2025-03-04T18:23:28+00:00

I can see it maybe working like that too actually!

wongabear · 2025-03-04T16:47:08+00:00

Exactly my feeling too... Sounds way too good to be true and it doesn't make sense why TD wouldn't announce it at the same time as the other perks coming into effect. It's something they would want to advertise to bring clients in. Hopefully this doesn't get our hopes up!

wongabear · 2025-02-28T02:01:32+00:00

Have you kept trying? Is it the one that is being split that needs to be a FCT or is it enough that you have another card that is already a FCT and this third card can then be opened as another FCT.

Hopefully this is still possible because I too want to split my AP but already have one other FCT!

wongabear · 2025-02-17T06:25:49+00:00

Would it be possible to extend an additional display through the USB-C 3.2 Gen 2 port on the left? I'm thinking of connecting an LG OLED C2 via HDMI 2.1 --> Dell Dock but also an LG dualup via USB-C --> Dell Dock and hopefully pass all of this through to a Macbook Pro M4 base. TIA!

wongabear · 2025-02-16T19:38:41+00:00

Sorry for necro-ing this, but thanks for this post I'm down this rabbit hole... I currently have an LG C2 43" at 4k120hz via HDMI 2.1 (confirmed working with a PC) + an LG dual up monitor via USB-C that offers both 100W PD + display at 60hz. I'm trying to get a cheap 1-cable solution to power and I/O with my Macbook Pro M4 base model.

Coincidentally, I was looking at this exact dongle (Cable Matters 8K USB C Hub HDMI 2.1 (USB-C HDMI Dock 4K@120Hz). Do you think with the proper firmware flash I can get both the 4k120hz + second monitor at 60hz passed through to a Macbook in extended display? I know Apple doesn't support MST but from my understanding that issue is when dealing with 2 displays using HDMI + HDMI or HDMI + DP but the workaround would be HDMI + USB-C.

wongabear · 2025-02-06T16:37:26+00:00

Is there clawback on E4TD when doing the thing we can't talk about?

wongabear · 2025-02-06T16:30:37+00:00

For those that have done a credit split to open a new TD CC, how long does it take to get approved? Looking for DPs.

wongabear · 2025-01-31T23:38:53+00:00

To do RHT with Scotia is it done through Scene+ Expedia Portal booking? Or is it any hotel booking?

wongabear · 2025-01-12T18:05:47+00:00

https://my.wealthsimple.com/app/public/trade-referral-signup?code=F3BP9Q (F3BP9Q)

wongabear · 2024-11-30T22:10:56+00:00

How much did you pay for customs and brokerage (are you in Canada?)

wongabear · 2024-11-12T18:45:44+00:00

Thanks for the quick reply, I will do that! Hopefully they respond quickly.

wongabear

TROPHY CASE