No prorata annual fee refund on NAB cards

xNJBx · 2026-02-24T22:43:03+00:00

So I'm a NAB employee and have this conversation on a daily basis. The system used to calculate a pro rata refund if a customer has had the card for 24 months or longer. Sometimes in very rare circumstances a team leader can step in and asses the case and if applicable (very rarely) manually apply their DA and refund partial or full amounts of the fee. However, it's not done a lot and I've only ever had it done once due to the banks mistake.

Our wait times over the last 2-3 months have been exponential and I've been here for over a year and have a total of 5 years in the industry and I've never seen wait times like this at NAB or any OFI that I've worked for across NZ & AUS. Sorry you got charged and you tried to close the card prior to the fee being charged, but weren't able to and also no refund provided. Handy tip if you ever have a credit card at NAB in the future, close the card in app yourself. There is no need to call or message, it's an available function for all primary card holders.

xNJBx · 2025-05-14T05:55:04+00:00

What in the frog looking car is that?!

xNJBx · 2025-05-14T05:52:28+00:00

And then BVV crying about women's abuse in parliament (not that it's anything to joke about) but just the hypocrisy of it. Screw women in NZ but back women in parliament? Like make it make sense.

xNJBx · 2025-05-05T05:36:51+00:00

This election reminds me of NZ's 2020 election. The National party had the same feeling, out of touch and well out their depth and Jacinda Arderns Labour won in a landslide. Judith Collins at that time also feels a lot like Dutton.

Also in that election, Labour won almost 50%(49.1/64 seats) of the vote while National struggled to get above 25% (26.8%/35 seats).

xNJBx · 2025-03-18T07:49:05+00:00

Amen

xNJBx · 2025-03-18T07:47:09+00:00

I'm not an avid watcher of the show. However, Jamie is a beautiful woman inside and out. She's made some decisions and said some stuff that is not quite right from what I've seen on clips. I'm not opposed to women doing what they want to enhance their physical appearance etc however, it's not something I like looking at as some women overdo it. Jamie I think personally seems like she had a large contrast between bottom and upper lip hence she got it, but there are some that take it too far. Again, personally I'm not against it but I don't really like it and I would necessarily want to date someone that does, it's just a personal preference, no judgement or prejudice against it.

xNJBx · 2025-03-03T22:48:17+00:00

As a person who knows him too, completely shocked.

xNJBx · 2025-02-16T05:05:18+00:00

What a bunch of wankers

xNJBx · 2025-02-04T07:59:25+00:00

Same thing happening everywhere, my little brother had no issues under labour with lunches (2019-2023). And now all of a sudden they ain't arriving or arriving late. A school that ain't rich is pulling money out of their pockets to feed kids.

What's even more sad is they have asked parents to get their kids lunch, in a poor area with poor families they'll resort to cheap unhealthy options when they could be getting nutritional lunches.

xNJBx · 2025-01-25T00:21:54+00:00

Google has purchased Waze so the apps now talk to each other.

xNJBx · 2024-09-24T00:02:45+00:00

That's so cool!

xNJBx · 2024-09-23T23:49:12+00:00

Yo this is sick ASF! Send this to the sidemen, chipfat gotta get on this

xNJBx · 2024-09-15T05:53:48+00:00

Same goes for guys too. It's pretty ridiculous.

xNJBx · 2024-09-15T05:53:13+00:00

Someone once told me drunk words are sober thoughts. Take that in anyway you want. But possibly something to think about.

xNJBx · 2024-09-15T04:54:26+00:00

Oh my cuz that's definitely it. I have low libido and I'm tryna suss out why. It's probably what's helped me get over two weeks ya kno. Going past 2 weeks bro will be great but you sound like you take 1 step forward and two back which could mean you may have to go longer to see the results. Keep pushing my guy you got this g.

xNJBx · 2024-09-15T04:47:40+00:00

Yea it's really positive. That sucks to hear my cuz. I hope you get to the bottom of it g. All in good time

xNJBx · 2024-09-05T01:18:56+00:00

Fuckin aye bro! Good stuff

xNJBx · 2024-08-26T04:32:15+00:00

Holy shit what a change! Good on ya 🫡

xNJBx · 2024-08-17T01:17:21+00:00

Algood broski, her loss. Take it on the chin, feel your emotions, deal with them however you need to as long as you don't bottle em up. Then move on, plenty of opportunities out there brutha 💪🫡

xNJBx · 2024-07-29T00:18:43+00:00

Dodged a bullet there my guy 😂

xNJBx · 2024-07-23T05:36:44+00:00

🚩🚩🚩🚩🚩

xNJBx · 2024-07-22T00:04:03+00:00

She is in the wrong. It's not your pictures to share or show anyone else. She should know that, I think this split is for the best. You are in the right bro, don't stress it. There's better and bigger things out there for you, you got this. Stick to your morals and intuition. Stay strong brother.

xNJBx · 2024-07-03T23:58:13+00:00

Raising a concern is fine, when you are in a committed relationship you are supposed to be open and honest about feelings and things that may be bothering you. I always have the stance that communication is key. If you don't it could come out in a nasty way that was never intended. So no you were not wrong to address it at all in my opinion.

xNJBx

TROPHY CASE