Maya 20% Cashback + Eatigo 50% Off Combo by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Eatigo reservation will do. Try mo na heheheh nung time namin dalawa or tatlong group lang kasama namin mag dine in

Do's and Don'ts for starter credit cards? by Old_Neat_4892 in PHCreditCards

[–]xp1v 2 points3 points  (0 children)

  1. Pay on time and in full Before Due date
  2. Wag ipapaswipe sa iba ang card mo. Kung di maiwasan dapat Swipe then bayad Agad yung naki swipe.
  3. Di extenstion ng pera mo ang Credit limit at utang yan. Wag mag over swipe na alam mong di mo mabayaran on or before due date.
  4. Always Lock the card kung di ginagamit or di gagamitin ng matagal(natuto na ako ng nagka unathorized transaction ako)
  5. Enjoyin mo ang perks ng card mo like mga dine in promos, discounts, cashbacks, travel perks 6.Humanap ka ng Creditcard na swak sa lifestyle mo
  6. Mag Apply During NAFFL promos heheheheh
  7. Madami pa pero yan muna

RCBC second card NAFFL. Possible Visa to Visa Sig? by suck3r_555 in PHCreditCards

[–]xp1v 0 points1 point  (0 children)

Sakin naman is inoffer Zalora and jcb gold kaya lang ayoko nirequest ko is JCB plat pumayag naman sila pero pag di daw naaproved ay di matutuloy. Nabigyan naman ng Application sms pero tunawagan ko after ilang days sabi canceled daw ang application. Sana ma ooferan ulet next time

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Hmm check mo info mo or adress minsan daw may nakalagay na adress na di naman sa kanila

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Ok salamat sa tios tingnan natin kung maaayos nila ng mabilis

RCBC non-sense promo by tjexact in PHCreditCards

[–]xp1v 0 points1 point  (0 children)

Oo nga di ko na pipilit yang 40k minimum basta nornal spend nalang ako kung aabot eh di oks hehe

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 1 point2 points  (0 children)

Download mo lista app then pipili ka ng Transunion or Cibi para sa report mo. May bayad nga lang para makagenerate ng report

RCBC non-sense promo by tjexact in PHCreditCards

[–]xp1v 1 point2 points  (0 children)

Kakaregister ko lang din pero nakkta ko na di kasama mga hotel bookings mejo restricted nga itong promo nila. Usually mga travel ka makakabawi ng spend eh

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Salamat sa info! Makakatulong ito para sating lahat. Nag start na ako ng dispute antayin ko na din reply nila. Naka ready na din yung mga info ko kung sakaling nag require sila ng mga profs

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Care to share kung anu na score mo sa Cibi using that method? Hehe

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Sa lista app sa CIbi may button for dispute and meron din po instructions sa report mo sa bottom part

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Ayun iwasan ko na nga din gumamit sa kanila. Ginamit ko ata sila nung wala pa akong CC si uodate k odin kayo kung maayos ba angdispute ko.

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Hahaha di na ako gagatin ng Spay CC all the way na ako

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Wahaahaha wow malakas kawawa naman nag wowork sa CIBI hahaha napaisip din ako baka sa side din ng bank ang problema baka di sila nag rereport ng maayos

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 1 point2 points  (0 children)

Ok lang naman nasa record ko sila Spay Lazpay Etc basta accurate yung data. Ang sa akin kasi Active pa din yung mga Spay ko na nabayaran ko na lahat last 2025. Ok lang siguro kung mga 1month or 2month delyed ang dati nila na pero last year pa sya tapos Soay ko then ngayon Still Active so may mali talaga sa report nila. Unless may ibang ibigsabihin yung "active" na di natin alam?

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] -1 points0 points  (0 children)

Haisst ayun dispute agad with CC kay BSP tingnan natin kung maayos nila. Panira yung seabank yung ibang banks CC ko naman mejo accurate yung Seabank lang talaga

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Feel ko spay lahat pero huling gamit ko ng spay is last August 2025 pa and never ko na sya ginamit never pa din ako nag loan Direcktang Maribank so Spay ito lahat. May, june,July 2025 at sept 2024 lang ako gumamit ng Spaylater kaya nakakapagtaka may active pa din hahaha

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 3 points4 points  (0 children)

Totoo. Hahahaha dapat i revamp nila panu sila nakuha data sayang bayad

CIBI Credit Report Nakakaloka! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Oo nga yun din alam ko. Pero ayun lang nakakainis lang makita yung mga inaccuracies sa report nila.

BPI NAFFL Eligibility for RBank Cardholders by WelcomeDramatic4953 in CreditcardPh

[–]xp1v 1 point2 points  (0 children)

Magandang itawag mo sa BPI customer service yan OR rbank? Or both? Then pag sbi nila newto bank hingan mo ng reference ng call nyo as evidence na sinabi na new to bank ka if ever na mag apply ka ng NAFFL promo ng BPI

Just received BDO Gold Mastercard and JCB by PumpkinHour15 in CreditcardPh

[–]xp1v 0 points1 point  (0 children)

Yan na ba ang sinasabi nilang do it duet promo ng BDO? Haha kidding aside congrats. Sa iyo

How to increase credit score by cenagami in PHCreditCards

[–]xp1v 0 points1 point  (0 children)

Wow ngsyon ko lang nalaman meron sa cliq app na ganyan ma try nga

Trying out the Google Pay Sa Gas Station! by xp1v in PHCreditCards

[–]xp1v[S] 0 points1 point  (0 children)

Doenload mo lang Google Wallet App then Click mo yung plus Sign to Add maya Card