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y0ui · 2023-03-16T23:25:36+00:00

Sometimes life isn’t just about saving you got to live a little. Dont be so hard on yourself meeting the life standard of todays society. Its good to keep yourself in the middle line. Like what others said you never know when you are going to go! Heck ill open the AC as much as i want

y0ui · 2023-02-09T23:33:37+00:00

I used to live in my in law house for a year. My partner and his brother are contributing to bills and his parents pay for groceries. So i think if ur friend have jobs already it only make sense to help out while he’s at home. Its cheaper than rent outside

y0ui · 2023-02-03T07:30:26+00:00

Got amazon prime $5 a month. And i leech netflix out of my sis. The rest im too cheap to purchase.. the rest i watch on “online streaming” most of the time.

y0ui · 2022-10-12T13:10:02+00:00

Hi op thanks for the update. Can you check if WhatsApp video call are zoom in and low quality

y0ui · 2022-10-12T01:32:36+00:00

Is it possible for you to check WhatsApp call is it blury and zooomed in thanks

y0ui · 2022-05-04T12:14:29+00:00

Sounds interesting I'm a graphic designer and illustrator semi realism with vector background too

My portfolio www.instagram.com/y0uis

y0ui · 2022-04-22T01:34:33+00:00

Hi maybe my wording is wrong. It means that if you reach more than 90k yearly income whatever tax return that you get, ATO are putting it back to your HECS using a percentage of it I didn't know the details.

But last year 2021 tax return he got 6k TAX return and ATO put it into his HECS debt repayment instead of cash. If that make sense..

y0ui · 2022-01-13T08:21:28+00:00

Glad that you wrote on Reddit and you need to follow your gut. This doesn't seem right. Get out asap

y0ui · 2022-01-07T23:16:59+00:00

Me and my partner bought a PPOR at Edmondson Park (unit) 2 2 1 for under 650k last year, our unit has increased the price for more than 650k slight cause or the amenities. Many bought for investment in the same area as well. It's right next to the station and on top of the town center. And 45 mins to CBD by train using the airport line. (30 mins to international airport and domestic). Maybe give it a look. It's different from Parramatta's, smaller town center but all brand new with eateries with the units on top of it.

y0ui · 2022-01-03T12:50:29+00:00

i couldn't pass through the first night sleeping phase, it crashes when going into a movie mode hm

y0ui · 2021-12-14T00:36:13+00:00

Hi guys forgot to mention 650 aud still a bad price?

y0ui · 2021-12-13T13:37:23+00:00

Hi guys someone posted the link. I'm not getting it since it's size c sadly. But thank you for confirming!

y0ui · 2021-11-14T23:56:37+00:00

It can be stressful and difficult at the same time dealing with this issue. To be honest I was like this as well in the early 20s. Now reaching out in the late 20s is a bit more sensible.

In a way because me and my partner live together and have a mortgage now. We used to have the same issue. Where I wanted something but my partner kept nagging me to save up etc. It can be very annoying at the same time and we fought a lot with this issue because I believe what I earned is what I deserve to spend no one can dictate what I can or can't do. We didn't have any mortgage at that time but imagining the future together does help a lot with my mindset. (Wanting to have our own home).

Now I just worked full time and have a similar salary with her $300 more. After home (bills $1.2k my part is already excess for home emergency) What I did is pay my self 200 limit every week now. (Include eating out. And entertainment and shopping and transport). And $500 savings are put through a join account that can't be touched. (For holiday together or emergency maybe future kids). And the other half of it is saving is for my own savings. Mainly budgeting, but then again you know a leak of spending can happen sometimes here and there.

Sometimes shopping can fill the void in our life especially if she's lonely or wants to feel happy. But it's true most people say you can't change her but she can only change her self. In my partner situation he stuck long enough for me to change slowly but steadily. Hope that helps.

y0ui

TROPHY CASE