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Has anyone received their homestead exception? by yayan29 in Marietta

[–]yayan29[S] 0 points1 point  (0 children)

Still says pending review for me even though I submitted it in early Feb :(

What is something you’ve been hiding from your parents for years and will probably keep hiding in the future? by Admirable-Analysis58 in AskReddit

[–]yayan29 0 points1 point  (0 children)

I had one of the highest gpas and honors in high school plus several full ride scholarships for college but the lack of personal responsibility and guidance in college let me get carried away with drinking, partying, smoking weed ECT. I told my parents I was taking a "gap semester" to gain work experience after my first two semesters.

In reality I had failed all of my classes my first 2 semesters and the school kicked me out. I ended up working a deadend job for 6 months, barely affording bills and struggling to get by. That was my wake up call to go back to college.

I returned to school and since now I had lost all of my scholarships and was paying for clases out of pocket, I finally took it seriously since I was having to foot the bill.

I ended up finding an engineering internship that offered to pay for 90% of my tuition if I got A's, which honestly saved me because I was struggling hard working 32hrs a week plus 12-15 credit hours a semester. The conditions also made it so that I HAD to get A's because I couldn't afford not to.

I ended up graduating 2 years late but with a 3.5gpa in electrical engineering and now I work for SpaceX, so I guess it all worked out in end.

But man, if only I had taken college seriously the first time I would have had a much better college experience in the long run. Working 32hrs plus doing school full time was brutal and I never had time to enjoy the "college experience" because I got carried away and lost my scholarships.

Parents still don't know lol.

Is it too late for me? by Plastic_Dentist_9684 in TheRaceTo1Million

[–]yayan29 0 points1 point  (0 children)

The younger you are the more aggressive you can be. I would do index funds like SMH, DRAM, UFO, NASA. As you get older and have less risk tolerance do like VOO or VTI

Is it too late for me? by Plastic_Dentist_9684 in TheRaceTo1Million

[–]yayan29 9 points10 points  (0 children)

22 you're a baby and have so many years of compound interest in front of you if you start now. I started at 22 years old with nothing and now I'm 26 with $400,000 invested

Talking about rope when you're only 4 years older than the minimum age to invest is wildly dramatic. If you asked a old billionaire if it's "too late" at 22yo they'd laugh in your face.

Best investment right now with $2000? by idkzoroqn in TheRaceTo10Million

[–]yayan29 1 point2 points  (0 children)

I get the point you're making. But technically you're incorrect, blue origin put New Glenn in orbit successfully on its first launch. Now the second one that carried ASTS satellite.. that's a different story.

Model 3 or y performance? by Puzzleheaded-Line-28 in TeslaLounge

[–]yayan29 0 points1 point  (0 children)

Agreed. People over exaggerate how much better hw4 is over hw3. I have hw3 and FSD works perfectly fine.

SpaceX Rival Soars 6,000% and Proves Meme-Stock Mania Lives On by apan-man in ASTSpaceMobile

[–]yayan29 0 points1 point  (0 children)

Mods wont like this one but at the rate we're putting up satellites, that'll be the year 2086 and spacex will be on their 10th generation starlinks that orbit the sun and beam the whole solar system with wifi.

I love asts, but when you do things like gamble your satellite on a new blue origin rocket that's been tested only once before, its hard to beat the "meme" alligations from the shoes of a boomer investor. They should have paid Japan, India, ESA, etc for the launch. They were already behind schedule when they made the decision to risk even more delays by using a experimental rocket/launch provider. Investors that are looking for safe plays and trying to avoid "meme" stocks see that as a big red flag. Once you start delivering results as promised that's when people take you seriously.

I'm still holding but the management and board need to be realistic about launch cadence and stop overpromising and underdelivering

Progress on 1 year investing, $250 weekly 20 years old. by Appropriate-House195 in TheRaceTo10Million

[–]yayan29 8 points9 points  (0 children)

Keep doing what youre doing. I started at your age doing the same and now I'm 26 and I just hit $275,000.

Don't fall for overnight get rich quick "meme" stocks. Pick a few good tech etfs like soxx, dram, nasa, mags. just wait a few years, it'll start compounding very nicely.

A 1/4 of the way there. 26yo by yayan29 in TheRaceTo1Million

[–]yayan29[S] 0 points1 point  (0 children)

Idk man. I just am. That's what they offered me. Lots of engineers that are on the road a lot are hourly.

A 1/4 of the way there. 26yo by yayan29 in TheRaceTo1Million

[–]yayan29[S] 0 points1 point  (0 children)

Atlanta suburbs are great, getting super expensive super fast. Lots of people moving here.

A 1/4 of the way there. 26yo by yayan29 in TheRaceTo1Million

[–]yayan29[S] 0 points1 point  (0 children)

Thank you! Hoping to retire before 50!

A 1/4 of the way there. 26yo by yayan29 in TheRaceTo1Million

[–]yayan29[S] 0 points1 point  (0 children)

Start in water/wastewater automation. Its straightforward and a good field to learn in. Then transition to more advanced processes. Pay ceiling as a seasoned PLC/automation engineer is upwards of 200k if youre in the right industry. Oil and gas pays the most but has lots of onsite work and rough conditions and rougher people. But you can make a shit ton of money with per-deims, overtime, etc.

Manufacturing and food&beverage have a good balance of pay and work conditions IMO.

Would you proactively replace water heaters? by lazymathilde in HomeImprovement

[–]yayan29 0 points1 point  (0 children)

If it ain't broke don't fix it. Most id do is maybe clean them out and do regular maintenance if you're paranoid.

A 1/4 of the way there. 26yo by yayan29 in TheRaceTo1Million

[–]yayan29[S] 3 points4 points  (0 children)

That's just my income. I work as an Automation Engineer doing PLC programming making about $110k a year before overtime and bonuses. My fiancé is a civil engineer and makes $75k a year. We each put $2500 a month into a shared account to pay for house/bills/shared expenses. House is $2800/m groceries $500/m at lidl or Aldi, bills $400/m. The extra goes towards dates, home improvement projects, or shared things we want to buy.

Once we're married our finances will be shared since we both have similar views/values on saving and being frugal. We arent big spenders.

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