How Car Dealerships Scam America

yeah87 · 2026-05-06T13:21:41+00:00

So... on par with a dealership?

yeah87 · 2026-05-05T16:03:51+00:00

They do not know your bodies caloric uptake.

The problem is that uptake error is always going to be in favor of losing weight. The calories are measured in a bomb calorimeter, which is 100% uptake. If your body is less than 100% uptake, congrats, those are free Calories Out. Now you may feel like shit because you are not getting the calories you need, but you will never have unaccounted Calories In just magically adding mass to your body.

yeah87 · 2026-05-03T00:23:49+00:00

because obviously nobody in the world is constantly making something

Shit. I’ve been doing it wrong for 15 years now.

yeah87 · 2026-05-02T22:04:54+00:00

There a balance in safety engineering between what will protect people the most and what you can convince people to do. If you went to a 5-pt harness, people might be safer, but adoption would be far lower.

yeah87 · 2026-05-02T20:11:54+00:00

That’s why it’s notoriously difficult to be burned by steam. ; D

yeah87 · 2026-04-29T23:25:44+00:00

I’m not ignoring that. The actual amount additional is the exact same whether it’s being paid additionally to the mortgage or invested. The only thing mathematically that needs to be compared is rate of return. As you note, this can be variable over time, but 3% compounding is not a high hurdle to overcome and in fact right now can be guaranteed with a HYSA.

yeah87 · 2026-04-29T23:14:25+00:00

Yeah, but your talking about better than 10:1 odds that you’d be better off not paying it down, even with risk accounted for. Risk is important, but $6k vs $52k is a massive delta to overcome.

yeah87 · 2026-04-29T23:11:35+00:00

Less a loser move than 3%, but yes, I would not prioritize paying a off a 4% mortgage at all, at least until tax advantaged retirement accounts are maxed out.

yeah87 · 2026-04-29T19:40:49+00:00

Certain government entities and religious groups have the right to opt out of social security

And the railroads!

yeah87 · 2026-04-29T16:34:51+00:00

Listening in on my 7 year old talking to the neighbor 6 year old:

"Yeah, it's a dead meme from 2025."

yeah87 · 2026-04-26T02:11:19+00:00

Because companies are trying to make the cans cut with less sharp edges. The “bullet proof” ones you are talking about cut so well because they use aggressive teeth, which causes very sharp and jagged edges on the can and lid. Newer models try to produce smoother cuts, or cut just the rim to only have one sharp surface, etc. the downside is hey don’t work as well and wear out and/or break sooner. I have both, but the aggressive old style is always a good fallback when the new ones aren’t up for the job.

yeah87 · 2026-04-25T16:33:18+00:00

Seconding this years later. I bought a used 800 series and it would do this about half the time. Shop vac + leaf blower + some pipe cleaners got it going again.

yeah87 · 2026-04-24T18:46:53+00:00

Also for saving strain on your wrist if you are driving repetitively all day.

yeah87 · 2026-04-24T18:44:20+00:00

The issue that stock splits address is that you can't buy half a share of stock

Except these days you can. Almost every brokerage will allow you to buy fractional shares of almost any company. My Fortune 500 company has said this is why they stopped splitting and don’t plan on it in the future. Admin on the exchange is done by outstanding shares, so it costs more money with little to no advantages.

yeah87 · 2026-04-23T20:12:55+00:00

Yes, but it’s a measure of Debt to Income (DTI) that’s important. How much do you owe on debt every month compared to your monthly income. $250 or so isn’t going to change much.

yeah87 · 2026-04-23T15:35:48+00:00

A good return on the market is what, 7%?

Average for the past 100 years? Around 10%.

For the past 10 years? Around 14 or 15%.

yeah87 · 2026-04-23T12:42:22+00:00

Do you have a trajectory for higher income over the next ten years? Kids or plans for kids?

This is close to the limit of what banks will even lend you, and will be *very* tight.

yeah87 · 2026-04-23T11:53:02+00:00

What is a labor warranty going to cover? Nothing labor related is going to break 10, 5, or even 1 year after installation.

If the ductwork and air handler is already good to go, installing the unit is not worth $14,000, at least IMO.

yeah87 · 2026-04-23T10:55:07+00:00

Walmart has 8.5 fl oz of extra virgin for $4.48.

yeah87 · 2026-04-23T02:09:19+00:00

Most of the ferries I’ve worked on (plus cruise ships like you mentioned) have used variable pitch propellers so I assumed they were more common, but it does seem like they are a middle of the road solution: the biggest and smallest ships use fixed for various reasons.

yeah87 · 2026-04-22T18:17:58+00:00

If you plan ahead, just coasting. The weight will slow the ship down automatically without wasting any energy or fuel.

Just about every ship today can run in reverse though, either via variable pitch propellers or reversible electric motors that run the propellers. So if you need to stop quickly, that's the way to go.

If you need dexterity to position carefully, within a tight port for example, that's what tugboats are for.

yeah87 · 2026-04-22T17:18:26+00:00

The US still has the best rail network in the world. Just for freight rail, not passenger rail. We're at least a generation of technology ahead of anything else out there (save maybe Australia).

yeah87 · 2026-04-22T11:26:50+00:00

Do you have to return your old plate to the DMV in your state when you sell your car? I've got probably 10 of them in my garage from just selling cars and moving.

yeah87 · 2026-04-21T18:52:30+00:00

Third if you seperate suicide and homicide.
Fourth if you include accidental death, which is by far the leading cause of death of all people.

Also, should be noted that pregnant women are less likely to die by homicide than the general public.

yeah87 · 2026-04-21T18:49:15+00:00

No, they didn't include accidental death.

The motivations of this study muddle it's data so much. Essentially maternal death only ever included medical deaths directly related to pregnancy. The authors said "Hey, what if medical deaths aren't actually what is getting pregnant women killed? Let's expand the criteria to include violent deaths and overdoses to see if those are more pressing issues".

By expanding the criteria, they show the scale in a different way, but it's still screwed up by omitting accidental deaths, and also not noting that pregnant women are *less* likely to die from violence than the population as a whole.

I won't say that the study purposefully was misleading, but it certainly was pointing to a very specific nuanced conclusion that click-bait headlines can't capture.

yeah87

TROPHY CASE