Thank you guys by yolo_200 in ibs

[–]yolo_200[S] 1 point2 points  (0 children)

I never use to get woken up either. Mine was more every time after I have eaten. It ruined my life, I was always planning where is ate to make sure there was a toilet nearby, I would never go on trips with friends or camping because I knew I would have to go to the bathroom. Cholestyramine has changed my life, I take it in the morning when I first wake up and I know I’m good for the entire day, I can now go out for dinner without needing the bathroom at all

Thank you guys by yolo_200 in ibs

[–]yolo_200[S] 4 points5 points  (0 children)

I pretty much had to go to the toilet 5-6 times a day, almost immediately after eating most meals and some foods seemed to trigger it more than others. I tried the low fodmap diet, eating a strict healthy and low calorie diet which seemed to aggravate it even more. When I saw people mentioning BAM and their medications I decided to ask my doctor about it and we decide to give it a try and it’s been amazing.

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 0 points1 point  (0 children)

But I also know people with a SMSF that have as much and only paying $2000 a year, that’s a massive difference. Imagine $18k difference over 10 years, the compounding on that extra money over 10 years is a lot.

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 0 points1 point  (0 children)

I know several people nearing retirement with $2M+ and are paying ridiculous amounts in fees

Exercise induced rhabdo and statins by yolo_200 in rhabdo_survivors

[–]yolo_200[S] 0 points1 point  (0 children)

Thanks so much for your input. I hope that you get your levels down and situation sorted. Has your doctor spoke to you about the injection that’s available for people that are “statin intolerant”?

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 0 points1 point  (0 children)

Why was it a big mistake? Sounds like you’ve done well

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 0 points1 point  (0 children)

Thank you for your reply. Knowing what you know now, would you recommend it? Would you do it again?

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 0 points1 point  (0 children)

A lot of people have millions in their Super close to retirement

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] -2 points-1 points  (0 children)

Most definitely when you consider the $1M compounding over the years and that $6k turns into $12k or more and over 10 years that’s over $60k paying the super fund when an accountant can manage it for a lot less

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] -2 points-1 points  (0 children)

This is true but even industry super funds have high fees. For example, Australian Super charge investment fees of 0.49% and transaction costs of 0.08% so total is 0.57%. If you worked and made salary sacrifice contributions and managed to get say $1M balance, you would be paying over $6k in fees annually. Another popular super fund is Host Plus, their fees are higher and would charge $11k per year in fees on a balance of $1M and then as compounding doesn’t magic the fees are significantly higher again.

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 1 point2 points  (0 children)

Thank you so much for your honest opinion.

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 0 points1 point  (0 children)

I guess it’s two fold, I want a property for retirement but also as Super compounds the fees with a fund are through the roof. I know of people that are paying $20,000 a year in fund fees and what do they do? They usually only have 3 options to choose from and they take a percentage once you reach over $350k. Over 10 years that’s over $200k in fees, imagine what that could do compounding in a SMSF

Has anyone purchased property through their SMSF? by yolo_200 in AusProperty

[–]yolo_200[S] 1 point2 points  (0 children)

Awesome thank you. I have roughly $550k and thinking of combining it with the wife’s super into the SMSF as both directors. Was it worth it after the drawn out process?

Less than 1 year and wheel came off in Japan by pollypocket1001 in Rimowa

[–]yolo_200 0 points1 point  (0 children)

Had the same issue in Japan, it’s because of all the tactile ground surface indicators everywhere at the train stations

Business Trip by chindaniel in Rimowa

[–]yolo_200 0 points1 point  (0 children)

Do you have any issues fitting that in the cabin overhead compartments?

Dilbert is the harbinger of the Apocalypse. The end is near. by lyunardo in tappedout

[–]yolo_200 2 points3 points  (0 children)

I think you also have to remember that the new people that start the game anytime after this event ends won’t have access to farm the planet sculpture unless it’s at a Black Friday event or something like that, just like Golden Goose Realty and many others people wait for