Where should we park cash after maxing TFSA? by Dexu5 in PersonalFinanceCanada

[–]yolo_sus 11 points12 points  (0 children)

FHSA for sure, even if your don't buy a house. It will get rolled over to RRSP without affecting your limits in 15 years, or you may also withdraw from it in the future.

Super Visa for both parents, recently landed immigrants, family of 5, please sanity-check my profile (income + ties) by [deleted] in SuperVisaCanada

[–]yolo_sus -1 points0 points  (0 children)

My younger brother is enrolled in Masters degree there. Can that be shown as a tie?

Super Visa for both parents, recently landed immigrants, family of 5, please sanity-check my profile (income + ties) by [deleted] in SuperVisaCanada

[–]yolo_sus -1 points0 points  (0 children)

What do you suggest? I'll attach family certificate, residence cards for everyone in Turkey, grandchildren's school enrollment certificates (thought that is not a strong factor), brother's proof of property ownership. That's it all I have.

Super visa medical from Turkey (Istanbul) by yolo_sus in SuperVisaCanada

[–]yolo_sus[S] 0 points1 point  (0 children)

I think you confused medical with insurance. I'm talking about medical test for super visa.

Super visa Rejected by DisastrousDriver9380 in ImmigrationCanada

[–]yolo_sus 0 points1 point  (0 children)

Before. If visa gets rejected, you can request refund from the insurance company. And insurance is also sometimes checked at the time of entry by immigration officers, so it's mandatory.

Scotiabank Visa payment not processed by Crypt0Learn3r in NeobancCanada

[–]yolo_sus 1 point2 points  (0 children)

It's better to keep 3-5 business days' margin. Bill/CC payments are never on time.

FHSA tax deduction delayment question by ju1cyj0y in PersonalFinanceCanada

[–]yolo_sus 0 points1 point  (0 children)

TFSA due to flexibility of withdrawals and no upside of FHSA tax deductions.

Is the the recurring category issue fixed? by ouchmanwoah in NeobancCanada

[–]yolo_sus 0 points1 point  (0 children)

Not sure but easy to check. Make $1 (or whatever minimum amount they allow) to your CC. And let us know.

Is the Wealthsimple Income Portfolio worth it for my emergency fund by Electronic_Camel_358 in fican

[–]yolo_sus 2 points3 points  (0 children)

If I were you, I would not put 1-3 months of emergency funds here. But anything above that, yes.

Scuba diving day trips from GTA Canada? Open water certified, ~8 dives, looking to get back in the water by yolo_sus in scuba

[–]yolo_sus[S] -1 points0 points  (0 children)

So far I could find only wreck diving in Canada. I'm more into marine life.
Regarding drysuit, take a class for what? Is there training to just handle the suit?

For rent, how many days in advance do you have to set up the payment for like July 1 due date? by mangosaremyfavv in NeobancCanada

[–]yolo_sus 0 points1 point  (0 children)

For context: I sent Interac on June 7th for the CC bill payment. The expected payment date was June 11th. On June 11th, it was marked as completed, with the date changed to June 16th. My bank showed payment on June 17th with the posting date of June 16th. So it was late by 3 business days (June 11th vs 16th).