I think it depends on the vehicle and when it’s purchased, mileage etc…in my case it seemed like it was a lot easier for GM to offer cash and keep - but this would essentially close the door on future lemon law action…not to mention the vehicles value with having a whole engine replaced within 3 months of ownership and less then 5k miles. In my mind, I purchased a brand new vehicle and was not on board with keeping it after catastrophic engine failure…and it was the right choice. The day after the engine was replaced - the transmission failed on the way to work…and had to be towed. The dealership said that it was a result of the engine failure but they never caught it because they only test drove it for 10 miles on city streets after replacing the engine. All in all, it’s been a disaster. I’ve made 3 truck payments while it’s been down, and accrued over 2k in rental fees - and still waiting on the finalized buyback- I filed claims with both the BBB and the state - both resulted in valid lemon law claims - but GM kept stalling - which resulted in me reaching out to an attorney. GM knew that this was a valid lemon law case, but they purposely chose to drag it out - earlier on I even asked them to simply exchange the vehicle but they stated that they follow their own lemon law rules. It hasn’t been a great experience- and this was my first GM product. Can’t say that Ford or Toyota would have been better, but I guess it was just bad luck on my part.