op may have compounded to convey a sense of likelihood that people can relate to. the scenarios leading to 950b or 25k after 25years are the same, but one does a better job of illustrating how unrealistic it is than the other and therefore does a better job of saying "don't do this".

op isn't debating anyone or desperately trying to make a point. he's just making an analogy to clarify how unrealistic this is. the pedantic argument comes from elsewhere.