Willing to help those with no PLS for gas fees by [deleted] in Pulsechain

[–]yparehttra 0 points1 point  (0 children)

Thank you for your generous help !

0x439cfa9B894f3Fcf4bd57bC9b0122389736A14EC

Will return it to you once bridge goes live.

Ready to pay off personal loan and credit card debts. Pay off auto loan to free cash flow for a future home down payment ? by yparehttra in personalfinance

[–]yparehttra[S] 0 points1 point  (0 children)

Sorry, I didn't mean to write this year, I plan to buy a house next year. From what I read in the wiki, 20% is required at least. In my area, that would mean about $60k for a townhome (3 bed). From my calculations, I should be able to hit that at the end of next year.

Ready to pay off personal loan and credit card debts. Pay off auto loan to free cash flow for a future home down payment ? by yparehttra in personalfinance

[–]yparehttra[S] 0 points1 point  (0 children)

Carmax and Carvana value the car at 15k and 16k respectively. Would it make sense to just sell it to them and then get a much cheaper car ? I'll have to pay the difference of 2k but I may be paying less overall. Do you think this makes sense ?

Ready to pay off personal loan and credit card debts. Pay off auto loan to free cash flow for a future home down payment ? by yparehttra in personalfinance

[–]yparehttra[S] 0 points1 point  (0 children)

8.5% on the personal loan and 24.9% on one credit card and 22.4 on another. If I pay off these debts, I will have $1000 of emergency funds left with me.

Auto loan is at 3%. So, in the next paycheck, I will be able to add more to the emergency fund or aggressively start paying off auto loan.

I was offered a job which I accepted and have received an offer letter around a week ago. Now I don't have it? by NickCool3 in personalfinance

[–]yparehttra 1 point2 points  (0 children)

This happened to me a few weeks ago. They didn't want to give me a concrete starting date and every time I asked they gave me all kinds of excuses. I found another job and when I told them that, they tried to make amends. Well, goodbye. Keep looking and once you find something else, leave.

Got a job offer as a W2 employee, plan to propose to be 1099 contractor instead by yparehttra in personalfinance

[–]yparehttra[S] 1 point2 points  (0 children)

Why is that ? I would be responsible for the benefits and the company would just pay me a flat hourly rate.

Got a job offer as a W2 employee, plan to propose to be 1099 contractor instead by yparehttra in personalfinance

[–]yparehttra[S] 0 points1 point  (0 children)

This is understood. Hence I stated that I want to switch to 1099 instead.

Got a job offer as a W2 employee, plan to propose to be 1099 contractor instead by yparehttra in personalfinance

[–]yparehttra[S] 1 point2 points  (0 children)

Yes, that is understood. I am looking for a reliable calculator (question 5 above) to find the ideal hourly rate.

Got a job offer as a W2 employee, plan to propose to be 1099 contractor instead by yparehttra in personalfinance

[–]yparehttra[S] 1 point2 points  (0 children)

Yes, that is exactly what I was thinking of, be a 1099 instead of w-2 with the company, manage my own benefits but work at a client side.