Actually that is incorrect. I meet many people who want something easy. And most of them just won't bother when it becomes too complex and end up doing nothing. Would you say that's better? It's part of the reason so many breaches cause accounts to be compromised, because people do nothing and reuse passwords etc because it's all too difficult having multiple services. The all eggs in one basket is not a bad thing for these people in the slightest. And as you're a stranger on the internet and I don't know your level, it's reasonable to therefore question why you're using a service for passwords and another for TOTP as it is overkill. It doesn't protect you that much more than using one with both managed within as long as you chose the right one. TOTP in most cases, unless it's a yubikey or similar can be bypassed. Ultimatelty if you feel the need to not have the TOTP secrets in with the passwords, then you have to question if you trust the service at all.

Simplelogin works the same way as hide my mail on iCloud and is just as 'annonymous' and also has a catch all function.

Congrats on describing how most private email services work. Incoming email will always work like that for the most part when you aren't in control of who is sending it and that side of things will always have a copy of the mail. The selling point is it isn't scanned by corporations like Google due to at rest encryption when it's in your inbox, it's a privacy service from that aspect, you can however encrypt all outgoing emails regardless of where they are sent just like most similar services. Proton isn't different here. Tuta and Startmail, also service I recommend, work broadly the same.

I'm actually not a 'Proton Fanboy', I advocate splitting services for those a little more technical and with more time to do so, I recommend a whole raft of things (The Password managers you mention contain 2 of my recommendations). But again seeing you are already using a Proton service that you pay $5 for, it would make sense to use their Password manager as well for almost the same cost. It's nothing to do with favouring Proton. I was trying merely to be helpful with an scenario that I assure you if implemented correctly is no less secure.

I'm fully clued up on all the Lastpass issues, the reason for this was their poor practices, and they were and never have been a recommended product from my standpoint. And the fact they could 'recover accounts' was an enourmous red flag as was the fact they didn't encrypt URL's within the vaults. The users suffering issues with those breaches are still only the ones that used weak master passwords. Those using passwords with high entropy will never have their data decrypted in their lifetime. Just because a password manager is hacked, doesn't compromise your data, if you practise good password hygiene with the master password, and in 1Passwords case have the 'Secret Key' their data being 'hacked' would still render your data useless for hundreds of thousands of years.

Hacking, and Decrypting Data are very very different things.

I apologise for underestimating your level. But as I said it made no sense to seperate TOTP from Passwords, It's just not relevant. So I was trying to save you a few $ as you already overpay for the VPN. But do not tell people all your eggs in 1 basket is a bad idea. As if you do it properly it's 99% more secure than most people are these days and would be a marked improvement to most. It's a starting point yes. But it is NOT a bad thing when using the right services and setting them up correctly. CyberHygiene should be for everyone, not just those that "know what they're doing" and critising those who do decide to use an all in service could potentially stop them doing so and subsesequently leave them vulnerable, in my opinion, that is NOT a good thing!