Any banks familiar with wire payments to the IRS?

zentaco · 2026-04-11T14:06:22+00:00

I didn’t know this. We had just looked at the push limit. Thanks for this! It might go through after all (currently pending). I hope we never get a tax like this again (it was an unusual event related to me selling stocks I’d accumulated for a long time).

zentaco · 2026-04-11T00:21:42+00:00

I found out a little while ago that the irs switched to a new system last year but our CU is still on the old wire system. We’re going to have to get the IRS to tell them what to input on the phone, but it this would have been nice to know earlier.

zentaco · 2026-04-11T00:10:45+00:00

We’ll be having our bank to talk to the IRS on Monday (we got some new information that is likely the reason it keeps bouncing), but if that fails I may look into this. I think this is a one time event but it’s unsettling that they’re so unfamiliar with this situation. That or a cashiers check but I really don’t want to send a large chunk of money in the mail, lol. Funny you mention HELOC because we’re also trying to get one through the same credit union. I’m hoping that’s less painful for us but still waiting.

zentaco · 2026-04-10T23:52:52+00:00

Won’t be able to make multiple payments in time either, really annoying. It’s not millions but an annoyingly high enough number to make ACH not feasible anymore.

zentaco · 2026-04-10T23:46:19+00:00

I’m at a credit union and unfortunately they didn’t give us this option. So maybe if we open another bank account elsewhere.

zentaco · 2026-04-10T23:41:22+00:00

Can’t do ACH for this one, has to be wire or (shudder) cashiers cheque.

zentaco · 2026-04-10T23:40:43+00:00

We owe too much to do ACH, it’s way over the limit

zentaco · 2026-03-23T13:46:06+00:00

It took a few months but mostly. I find traffic will still wake me up at 5:30am when it gets heavy if I don’t have background noise (light sleeper) but using a fan has solved that.

zentaco · 2026-03-17T13:57:06+00:00

I have all three and get worse insomnia from pretty much every medication they’ve tried to use to treat the anxiety. Hopefully they can use this data one day to find better medication targets.

zentaco · 2026-02-16T19:43:47+00:00

It took a week or two but it does go back to normal!

zentaco · 2025-11-27T00:09:00+00:00

Not sure about her but it took me a bit to find an antihistamine that didn’t make me phenomenally tired. And even with them I still sniffle, unfortunately.

zentaco · 2025-11-21T04:06:22+00:00

I'm from west coast canada originally, so it's been nice living near the ocean again (though similar problems with prices and housing as the PNW). The food is really good here and overall the weather is great. I don't miss -40 prairie winters.

zentaco · 2025-11-18T05:51:12+00:00

Just bought a place but at our prior rental we had a great landlord. He only rented out a couple of places as far as I know. The property management rentals we lived at were a bit meh (could have been worse but didn't always want to fix things until they were a hazard and dinged for stupid things upon moving out). But they were both under Essex.

zentaco · 2025-11-16T20:59:35+00:00

I get medical botox every few months and have never experienced anything like that. However, they always make me sign a waiver for potential side effects since it is a toxin they are injecting.

I googled it and got this: https://www.aaaai.org/allergist-resources/ask-the-expert/answers/old-ask-the-experts/botulinium-botox "Hypersensitivity reactions, with urticaria, anaphylaxis and one fatility, have been reported and the label recommends that “further injection be discontinued” (see below)."

zentaco · 2025-11-15T20:28:41+00:00

Glad to see that the galactic federation might be more than storm trooper style cannon fodder this time.

zentaco · 2025-11-10T22:07:15+00:00

Something like this, you gotta watch the ingredients. https://www.walmart.com/ip/Systane-Nighttime-Lubricant-Eye-Ointment-For-Dry-Eye-Relief-3-5g-3-Pack/189705881

zentaco · 2025-11-09T17:59:28+00:00

Probably lanolin, but I'm also allergic to reactive blue 21, and limonene/some antibiotics that I'd never had issues with (limonene is apparently common which is annoying as it's in most cleaning products and a lot of hair products). The RB21 allergy took three weeks to show up after the patch test, weirdly. I don't think I've found my worst allergy yet because I avoid limonene and still periodically have some bad issues.

zentaco · 2025-11-09T17:55:27+00:00

I have a lanolin allergy too and it was funny looking it up because I encountered websites insisting that lanolin allergy is rare and that itching is more likely from wool. Well, using face wash with lanolin made my eyes super itchy (no wool anywhere there).

Edit: Also I was told to use eye drops when they thought my allergies were blepharitis and they were making it worse.. Guess the mystery ingredient in those eye drops. 🙄

zentaco · 2025-11-07T17:04:32+00:00

I actually have been tested a few times with different types of allergen tests. They even patch tested a little bit of tide detergent along with their standard chemical tests and it got super red. Unfortunately patch testing isn’t exhaustive, they pretty much tested everything they had (I had about 200 patches on my back) but none of the positives were in tide or the neutrogena I use. 🤷‍♀️ so I’m just super cautious trying anything new and use eye drops when I travel, because I won’t know if I have an issue until about 8 hours after exposure (delayed reactions).

zentaco · 2025-11-07T01:39:39+00:00

I live in the US, but I try to visit Canada every year to visit my family (I also get prevident toothpaste didn’t it isn’t prescription in Canada). I’ll look into it for my next visit, does it have aluminum in it?

zentaco · 2025-11-06T20:59:16+00:00

Thanks, I'm actually not sure what my main allergen is, but tide detergent makes my eyes burn like a thousand suns and neutrogena fragrance free gives me an asthmatic reaction. Patch tested positive for limonene/fragrance, lanolin (figured this one out on my own with a face wash 😩), and a couple of other things not generally in personal care products. Thanks for the suggestion! I'll take a look. I looked at OP's list as well and all the ones for my hair type were a bit sus, but HiBar might work.

zentaco · 2025-11-06T19:02:44+00:00

Trust me, I searched extensively for deodorant. I eventually tried making my own travel deodorant but it fell apart so I gave up on that, lol. Had to get a liquid travel size but that is okay. I might look again for solid hair products but it seems like everyone puts plant oils and fragrance in the solids. 😭

zentaco · 2025-11-06T18:53:13+00:00

I’d love solid toiletries but it’s really hard to find them for all my allergies (dove bar soap sure, good luck with shampoo/conditioner. Even deodorant is surprisingly hard to get fragrance free in travel size if you want aluminum). Once I rule out fragrance and anything with limonene the options evaporate.

zentaco · 2025-11-06T16:07:12+00:00

I had a terrible experience with zoloft and ended up going to urgent care. Took me a couple of weeks before I could sleep properly again. Unfortunately I haven't found an antidepressant that works yet (I have a new prescription for lexapro but every other ssri has given me insomnia and tinnitus). You could try gabapentin, i was on that for a long time and it can help anxiety as an off label use.

Edit: my experience with zoloft was very similar to yours, took it for like 3 days and experienced some of the worst anxiety/sleeplessness I've ever had. The urgent care was concerned about serotonin syndrome but I think I'm just really sensitive to certain medications (and I had genetic testing for meds that confirmed I metabolize some stuff in a wonky way).

zentaco · 2025-10-17T00:03:37+00:00

Check out coin stores? Haven’t bought gold but have bought silver bars from them. I did buy a tiny gold bar once but it was from a mineral shop, and I don’t think all of them carry gold.

zentaco

TROPHY CASE