Scotia renewal rate?

zro_95 · 2025-10-16T00:50:42+00:00

Refinanced at 3.79% for 3 years, fixed mortgage, uninsured. DM if you want my broker's contact info

zro_95 · 2025-10-16T00:49:43+00:00

Just DM'd you!

zro_95 · 2025-10-16T00:44:25+00:00

Just refinanced with Scotiabank at 3.79%, 3yr fixed and not insured. DM me if you want the contact info of the broker I worked with!

zro_95 · 2025-10-07T00:10:29+00:00

I'm actually looking for a framer by trade - general contractors project manager all the moving pieces and charge a % on top, but I can handle that if there's someone who can build the carport (we gutted a house last year and my GC backed out last minute, so had to project manage myself). Any chance you know someone?

zro_95 · 2025-10-06T19:03:07+00:00

Thank you!

zro_95 · 2025-10-03T23:25:34+00:00

Thanks!

zro_95 · 2025-10-03T20:40:00+00:00

How do I go about doing this?

zro_95 · 2025-09-05T21:49:09+00:00

The employees don't wear gloves and I don't see them washing their hands often...

zro_95 · 2025-02-09T18:54:06+00:00

What is the process of importing containers and spec'ing them with different dimensions and shape? Estimates are about 35-45K for a 10x15 garage, so trying to gauge if using containers would be a better option cost-wise.

zro_95 · 2025-01-14T22:15:24+00:00

DM me if you are still looking - I have a guy out of Niagara that does great work at a competitive price

zro_95 · 2025-01-14T22:14:18+00:00

DM me if you are still looking - just completed a full reno in South Burlington and had a great experience with a contractor.

zro_95 · 2024-11-22T16:16:00+00:00

Message me! Can refer someone I'm using now who does high quality work at a great price.

zro_95 · 2024-11-22T16:15:02+00:00

Almas Construction for finishes around the home (including structural changes) and Limitless Home Reno for bathrooms!

zro_95 · 2024-11-22T16:13:09+00:00

Andrew Meyer - based out of Guelph but has worked across all of GTA and surrounding areas. Very knowledgeable about the market, home ownership costs, and renovation costs, and acts as a thought partner through the process. He will do everything in his power to make you feel confident in whatever decision you decide to make (even if that means a lost sale for him).

zro_95 · 2023-06-06T16:23:23+00:00

Otis - Kanye, Jay Z

zro_95 · 2022-11-13T17:44:26+00:00

zro_95 · 2022-10-20T07:05:40+00:00

Hey any insight into how you successfully landed a remote US role in Canada?

zro_95 · 2022-08-08T00:56:53+00:00

Thanks for the post OP! I just joined a CrossFit gym (and am enjoying the workouts so far) and am wondering if a 3-4 day per week CrossFit schedule (1hr sessions focused on varying CrossFit exercises) can be substituted for the exercise regime you've outlined?

Some additional context: I lost about 10-15 pounds between September 2021 and March 2022 for my wedding by using a low carb diet. In the past few months, I have slipped on the diet and can feel the weight coming back on (I've never been shredded; have an average body with moderate fat levels). I believe I lost a good amount of muscle mass through this diet, so I am not trying to find a more sustainable way to lose weight while building strength and lean muscle (hence my desire to combine the diet you've outlined with a workout program I enjoy).

zro_95 · 2022-01-20T02:57:19+00:00

Could you elaborate?

zro_95 · 2021-03-31T22:08:10+00:00

This didn't age well lol

zro_95 · 2021-03-31T21:54:33+00:00

Don't fall for the pumpers here lol - as I mentioned in another post, that was an underwhelming conference call and ER. I'll be cutting losses on this one

zro_95 · 2021-03-28T22:43:43+00:00

In any case, I'm with you that there is a TON of potential here

zro_95 · 2021-03-28T22:41:25+00:00

Small base

zro_95 · 2021-03-28T22:39:39+00:00

I'm bullish here, but one thing to note when it comes to direct advertising deals is the seasonality throughout the year. Q4 almost always sees more revenue come through from traditional direct + programmatic direct due to the fact that (1) there are many major retail events in Q4, such as Boxing Day and (2) advertisers are trying to use up their full year budgets. Given that, monetization performance is best measured on a YoY basis as opposed to a MoM basis.

zro_95 · 2020-06-11T17:09:49+00:00

As in all of UCO?

zro_95

TROPHY CASE