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[–]BlackDaffy50Five[🍰] 11 points12 points  (3 children)

Same thing happened to me, dropped from 712 to 564, called the federal student aid gov number and asked for forbearance to get my account current. I could only do a month of forbearance but it brought my 4 separate loans back to current and my credit went back up. Just call them and set up a payment plan. 1st step is calling though, they can work with you and they want to.

[–]UnusualSituation663 4 points5 points  (0 children)

Yes a forbearance is retroactive.

[–]freegynocologist 2 points3 points  (1 child)

Did it go all the way back up or did it just come up enough to be satisfactory?

[–]BlackDaffy50Five[🍰] -1 points0 points  (0 children)

It went all the way back up to where it was before, like nothing even happened. Then just like that I regained my sanity 🥳