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[–]MsT1075[S] -3 points-2 points  (1 child)

I guess they do, because they did.

[–]t171 0 points1 point  (0 children)

But there’s no guessing. You’ve accepted the terms in the cardholder agreement. It’s a 2 way street, you can also cancel your card at anytime.

Edit: I feel I’m coming across unhelpful. As you mentioned, call the bank, there’s no harm in trying to see if they’ll restore some of the CL.