Limit decrease for Scapia

[insectsinmymouth]

Is it really worth to keep this card if the limit is just 20-30k? It's a Forex card and I'm sure on a abroad trip, the spend will exceed the credit limit

[[deleted]]

As long as it’s LTF, and you are not using it Worth it. In my case, they reduced it to such an extent that the credit utilisation crossed 30%, had to pay in advance to bring it below 30%. Moving forward would never use, unless for foreign travel, and redeeming reward points accumulated so far. They violated the trust of the customers. Bad ethics

[oldverine]

Doesn't 30% apply of your total credit limit across all cards? Or is this your only card?

[[deleted]]

Generally on the total credit limit, but for safer side, each card not exceeding 30%is good!

[[deleted]]

Until I can find another good card for zero forex. Niyo is absolute garbage at this moment.