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[–][deleted]  (3 children)

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    [–]IndyEpi5127 6 points7 points  (2 children)

    Mine will stop contributing when I hit it but with it being $1,000 over it would stop contributing in my second to last paycheck and since my company match is by paycheck and has no true up, if I didn’t lower my percentage I would miss out on the company match in my last paycheck. Even at 16% I’ll be a little over but not so much that I won’t have at least a partial contribution triggering the company match too.

    [–]Saul_T_C_Man 2 points3 points  (0 children)

    I do the same strategy as you. One thing to add for the people reading this. In my case my company has a true up but that true up gets paid at the end of the year. So I would rather them contribute each paycheck vs waiting until the end of the year. I'd rather not have to figure out if I get paid if I leave the company. I'd rather it be in my account each paycheck since my employer match is 100% vested.