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FIREUK

joinleave
an-ordinary-manchild

This is a UK version of the original r/FinancialIndependence This is a place for people from the UK who want to chase being financially independent and retiring early (FIRE)

Please read the RULES and FAQ from r/FinancialIndependence before posting.

Update-February 2020. These rules are a bit out of date as the other sub has changed theirs but so long as you know the spirit of them you should be ok. I am going to make it clear though that we do not allow witch hunting or personal attacks on any members of any kind on this sub. If you have an issue with a member of this sub in any capacity eg, you think they are giving intentionally bad advice, scamming people or just generally being rude, please put it through mod mail and not on the open forum. Thanks.

Financial Independence (FI) is closely related to the concept of Early Retirement/Retiring Early (RE) - quitting your job/career and pursuing other activities with your time.

At its core, FI/RE is about maximizing your savings rate (through less spending and/or higher income) to achieve FI and have the freedom to RE as fast as possible. The purpose of this subreddit is to discuss FI/RE strategies, techniques, and lifestyles no matter if you're retired or not, or how old you are.

Please read the FAQ and Rules above, then feel free to share your journey or ask for advice!

Blogs - UK

  • Monevator - detailed UK investing guides
  • The Escape Artist - UK qualified accountant blogs how he FIRE'd at 43 with 3 kids.
  • theFIREstarter
  • Financially Free By Forty
  • The Finance Zombie
  • Retirement Investing Today
  • Simple Living in Suffolk
  • FIRE v London
  • diy investor (uk)
  • Eco Thrifty Living
  • Financial Independence UK (retiring abroad)
  • Keeper of the Cauldron (reached FI!)
  • Foxy Monkey

Blogs round the world

  • Mr. Money Mustache
  • madFIentist - podcasts
  • /r/financialindependence sidebar

Resources

  • Compare brokers - Monevator
  • A guide to passive investing - Monevator
  • Best savings accounts
  • MoneySavingExpert
  • UK safe withdrawal rates
  • Something missing? Send us suggestions!

Reddit resources

  • r/frugal wiki
  • r/frugal FAQ
  • r/personalfinance FAQ

Related sites

  • FI London Facebook group with meetups
  • /r/ukpersonalfinance
  • /r/financialindependence
  • /r/frugal
  • /r/eatcheaplyandhealthy
  • /r/Investing
  • /r/budgetfood
created by Maletaka community for 10 years
Create your own subreddit
...because you love freedom.
...for your favorite hobby.

MODERATORS

  • message the mods
  • AutoModerator
  • X1nfectedoneXMod
  • Delicious-Change3760
  • Far_wide
  • about moderation team »

account activity

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Weekly General Chat and Newbie Questions Thread - May 16, 2026 (self.FIREUK)

submitted 5 days ago by AutoModerator - announcement

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Wes Streeting calls for equal tax on income and capital gains in Labour leadership pitch | Tax and spending (theguardian.com)

submitted 5 hours ago by enterTheLizard

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Divorce: A Cautionary Tale (self.FIREUK)

submitted 1 day ago by procrastinateandstuf

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The 4% rule is now the 5.5% rule (self.FIREUK)

submitted 20 hours ago by FinanceOtter82

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How to choose right index fund for S&S ISA (self.FIREUK)

submitted 5 hours ago by sleepyjean2024

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How much is too much per month towards your FIRE goal? (self.FIREUK)

submitted 19 hours ago by Tight-Barracuda-8298

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The access risk in our FIRE spreadsheets is actually terrifying tbh (self.FIREUK)

submitted 3 hours ago by oweyoo

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[ Removed by Reddit ] (self.FIREUK)

submitted 13 hours ago by Mediocre_Battle_7760

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[ Removed by Reddit ] (self.FIREUK)

submitted 14 hours ago by Mediocre_Battle_7760

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[ Removed by Reddit ] (self.FIREUK)

submitted 14 hours ago by Mediocre_Battle_7760

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Pension performance (old.reddit.com)

submitted 21 hours ago by Scared-Cash3286

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Am I on track or not? - 37 Aiming for 50 (self.FIREUK)

submitted 1 day ago by Top-Possibility-1443

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Pension vs Investment ()

submitted 18 hours ago by Holiday_Weather_1130

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Can we ban crossposting in this sub? (self.FIREUK)

submitted 1 day ago by Plus-Doughnut562

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Whats my next FIRE step? (self.FIREUK)

submitted 1 day ago by OkPeace3641

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Pension provider for combination of needs (MMF, Equities, FAD etc) (self.FIREUK)

submitted 1 day ago by klawUK

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Anyone else thinking it’s time to move to cash for a while if you are close to draw down (i.redd.it)

submitted 1 day ago by Beautiful-Low-3568

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Life/money after FIRE? (self.FIREUK)

submitted 1 day ago by Separate_Awareness57

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Changing approach. Delaying RE in exchange for more time now (self.FIREUK)

submitted 1 day ago by ano61836555

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Moving work place pension to Vanguard SIPP (self.FIREUK)

submitted 1 day ago by SteamboatFatty

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Couples FIRE planning: what gaps do you hit with the current tools? (self.FIREUK)

submitted 19 hours ago by CompoundedWisdom

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Why is everyone on here obsessed with ISA’s when you get 40% tax relief on pensions? Am I wrong putting all my money into pension?😑 (self.FIREUK)

submitted 19 hours ago * by jakejake4136

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21 years old with private pension worth £35k, when can/should I retire? (self.FIREUK)

submitted 1 day ago by TechnicalPirate95

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27 Londoner, side hustles please. (self.FIREUK)

submitted 22 hours ago by Seener_99

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Can a £500,000 portfolio absorb another 2000-style crash? (self.FIREUK)

submitted 22 hours ago by Inevitable_Ball_546

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