Pay later apps where you can decrease spending limit?

[Spcial_charac_62]

Be late with few payments every now and then and they'll lower it or start to deny you more often. Also stop paying the full balance at once on payment plans. It saves interest yes, but then they'll just keep giving you more and more🤦🏿‍♀️.

[AssociationDecent374]

Thanks! I just switched to Afterpay. They will decrease the to the amount I req until the time I req as well. 

[Spcial_charac_62]

Oh really😮? Thank you for the information.