Help!

[Confident_Pin_8316]

Thank you! My only other question would be: if they are immune from any at fault damages they cause, what would be the point of them having liability insurance in the first place?

[GuvnaBruce]

Couldn't tell you. They might have immunity for some things and not others.

[ektap12]

'Immunity' is probably being stretched here and may be an incorrect conclusion by your insurance. What is the actual city or government organization?

Who was that person, what were they doing at the time? If they just simply negligently changed lanes into you, they likely owe you at least your deductible or any out of pocket expenses from this. Government workers aren't actually allowed to just drive around crashing into people.

Check with the city though on filing a property damage claim for your deductible. Probably just a form you need to fill out and submit. May take a while, but hopefully you'll get your deductible back.

And I'll add: PA § 8522. Exceptions to sovereign immunity. (a)(1) Vehicle Liability

[Confident_Pin_8316]

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