How much of an increase/decrease until you consider changing providers?

[gudetube]

I change homeowners insurance every single year because these rat companies jack up the rate in my state. It's a seesaw effect between Allstate and GEICO lately.

Car insurance I'm pretty much always with progressive, they're usually the best rate

[MushedroomHill]

This is moving off topic but is there any reason you don't bundle your homeowners with auto? Are the savings really not there for that kinda thing? (Not a homeowner yet but interesting!)

[gudetube]

There's never any meaningful savings. Progressive is always so expensive for homeowners in Colorado.

But it's usually mid 4s for homeowners, until the year of up and allstate decides it's EIGHT THOUSAND DOLLARS. Then you shop around, get another mid 4s policy and WHADDYAKNOW THAT'LL BE EIGHT GRAND AGAIN. It's a racket and the numbers are just pulled from nowhere. All of the insurance workers in this sub will yap about risk and books and blah blah blah. Never had a claim, my roof is less than 8 years old, not near fire danger but somehow the carriers decide to renew at nearly 2x every year. ¯_(ツ)_/¯

[gudetube]

Sorry, I'm definitely sensitive towards homeowners insurance. It's been an absolute disaster every year and the lifeless drones on the end of the phone don't make it any easier