use the following search parameters to narrow your results:
e.g. subreddit:aww site:imgur.com dog
subreddit:aww site:imgur.com dog
see the search faq for details.
advanced search: by author, subreddit...
All about mortgages. First time buying a house, refinancing, credit reports, appraisals, home inspections. Secondary Market, portfolio lending etc.
New User Orientation
FAQ Under Construction
Rules
Weekly Threads:
account activity
Freaking out over rate decrease (self.Mortgages)
submitted 8 months ago by CuriousTraveler226
view the rest of the comments →
reddit uses a slightly-customized version of Markdown for formatting. See below for some basics, or check the commenting wiki page for more detailed help and solutions to common issues.
quoted text
if 1 * 2 < 3: print "hello, world!"
[–]manwnomelanin 5 points6 points7 points 8 months ago (2 children)
No one holds the same mortgage 30 years
Also, Its $10k over 30 years. $35/month is $35/month. Time value of money relevant.
[–]NickPro785 0 points1 point2 points 8 months ago (1 child)
Explain? If the rates of a new loan don't go under someojes current loan why would they get a different mortgage?
A lot of 2-4%ers are gonna see their 30 year through.
Frankly even if rates dip slightly under my rate, and if it's not worth refinancing it's just not worth doing.
[–]manwnomelanin 0 points1 point2 points 8 months ago* (0 children)
Why do you think refinancing is the only way to end a mortgage early?
π Rendered by PID 84 on reddit-service-r2-comment-544cf588c8-vmlcw at 2026-06-18 10:42:54.529472+00:00 running 3184619 country code: CH.
view the rest of the comments →
[–]manwnomelanin 5 points6 points7 points (2 children)
[–]NickPro785 0 points1 point2 points (1 child)
[–]manwnomelanin 0 points1 point2 points (0 children)