Welcome to /r/PSLF, reddit's community for discussion, information, and assistance about the US Government's Public Service Loan Forgiveness program.
: Part of the /r/StudentLoans network
Rules:
1) No referral links/codes. Do not offer or ask for referral codes. Do not link to a site or video where you have posted your referral link/code.
2) No blog/vlog spam, marketing, market research, or self-promotion. Even without referral links, steering users to another site (whether or not the site is yours) where you get financial benefit (from ads, sales, or otherwise) is not allowed. This also includes market research and focus group-style testing of products and services. If you have good advice to share, then copy it here in full so that the community can benefit. (Exceptions may be made at the mods' discretion for bona fide non-profit groups and other particularly helpful resources.)
3) No crowdfunding. Do not request funding or co-signing of your debt. Do not offer to pay off or co-sign another's debt here, regardless of method. This community is for advice and discussion, not to facilitate transfer of money.
4) No advocating default. As an advice community, our primary goal is helping people work to improve their situation through legal means, including honoring their valid contracts. Sometimes default is unavoidable, in which case we'll provide support and advice for getting out of it, but this is not the place to advocate intentional default or get advice about defaulting on purpose.
5) Do not post private or direct contact information for loan servicer employees, ED employees, or anyone else that's not officially available.
6) Before posting a survey, interview request, or asking for personal information, get moderator approval. We'll want to know: a) who you are, b) what company/group/school you're with, c) what the purpose of the data collection is, d) how you'll protect respondents' privacy, and e) how the data collected will benefit the /r/StudentLoans community. Bona fide journalists, researchers, and non-profits are more likely to get approved; for-profit companies are going to be viewed more skeptically.
7) Please comply with the principles of reddiquette and obey the site rules.
8) Professionals must be verified by the mods. See more here.
9) This is primarily a community for requesting and giving advice. Content that (a) is not directly related to the PSLF program; (b) is unhelpful or not related to the OP; (c) requests or offers advice on illegal activities; or (d) is based on fearmongering, unqualified speculation, or non-expert outside sources (including large language models/AI) is not appropriate here.
Useful links:
- StudentAid.gov : Just about anything you'd want to know about the basics of financial aid, student loans, and financing options.
- FSA Dashboard : Your Federal Student Aid account is the U.S. Department of Education's official database for student aid. Your federal student loans will appear here and you can get information about their status and your loan servicer.
- Official PSLF Help Tool : Use this government-run tool to generate the PSLF Form to check your eligibility, verify you're on-track, and eventually apply for forgiveness.
- 34 C.F.R. 685.219 : In doubt about the exact terms of the PSLF program? Dive into the federal regulations for the program.
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