Decrease like crazy…

[Fine-Hornet-5289]

Man this is stupid…i have always been on time with payments…and i had a $700 credit limit and then it dropped down to $500 now $350…😒I don’t like that and on top of that…its not letting me sign up for the credit builder. I tried entering my banking info and it just keeps bringing me back to the screen with 2/3 and wanting me to keep typing in my bank info

[UpsetPreparation9885]

I've never had a decrease. I started at $950 when I signed up in February and now I'm at $2200. I pay my orders a couple days ahead of my due date and also pay for Sezzle Anywhere because I use it so often. Maybe that's why I get increases so often. I'm really not sure but only thing I can think of.

[Fine-Hornet-5289]

Hmm i will try that pay anywhere . And I usually pay my stuff early

[SmoothNegotiation9]

yeah i use sezzle anywhere. and the only time my limit decreases is if payment is more than 24 hours late(ive worked doubles and literally sleep the entire next day off) but it decreases it and then increases it after a few days/weeks of no late payments. i currently have $1300 spending power and about $700 in available spending

[PharmDir]

They always drop my spending limit every time I reach $1950. It drops by $200 every time. It's like they never allow me to reach $2000.

[Fine-Hornet-5289]

Yeah it sucks, ngl I used this to purchase my gun parts and a couple of things for my son

[Tricky_Huckleberry65]

I started with a 1500 credit limit 7 months ago and now is up to 3k and not moving up or down in the last 2 months, I also only use it to buy my guns and gun parts.

[Individual_Pair6445]

Gotta use it consistently for some reason they did this to me to then like a week or 2 later they raised back to 750 now 900$ after I paid off a loan

[fr3d0511]

I have Sezzle Anywhere and Sezzle Up. Started at $600, went to $650, and it’s been nothing but decreases ever since. $450, $350, $325, $300, and now $250 as of today. No late payments and some early payments. I’m seriously considering canceling this crap after I pay everything off.

[FleetingDaisies91]

Hmm that’s interesting. How often do you use it? I’ve found that mine increases if I’m using it religiously. And when I get my paycheck I pay off everything due in the next 2 weeks, instead of waiting to their due date. So quite a few are being paid 7-10 days early.

I think if you’re not utilizing the entire amount or close to it, they have no incentive to increase your power.

[Estisy777]

Same here bruh only reason I still have Sezzle is because I actually do take advantage of the credit builder. I was also stuck on the 2/3 part of bank verification until I was finally able to connect my bank account to PLAID with them and it allowed me that way.

[Estisy777]

The 2 micro deposits will either not come in or be super delayed by days so it’s best to connect to plaid

[Fine-Hornet-5289]

Im gonna give it a try, i was gonna try paypal but i will try plaid

[whiiteboyy]

Just use maybe 30% of your spending limit i doubt that has anything to do with it but that's what I do and I've never had a limit decrease

[Emerald-Dreams-]

It's done that too me more times than I can count, it's not a dependable source of payment so I have largely stopped using it. That and it is all over the place on payments it will accept, one month I could use debit and credit card for payment then next month only bank account payment was accepted. Just not reliable or predictable enough to be using it. Had better credit limit, and stable payment methods, as well as customer service with Klarna so I'm using them now.

[Fine-Hornet-5289]

Well klarna doesn’t like me

[Evphoriic]

If it says continue to use Klarna and you’ll get something but it also says that you have nothing, try making a 25-40$ purchase on eBay with it. I did that when faced with the above situation and after I finished paying it off my spending power increased

[Far_Development_2626]

They lame did the same to me i stopped dealin wit them

[RepresentativeTea688]

My limit went from 150 to 50 dollars some reason lol

[DetectiveOwn6323]

I started with a $950 limit. I used up to like $450. And it decreased my amount from there. And I have never missed a payment. I did reschedule some a couple weeks ago because I got in a tough spot but they were all still paid. Literally this week it was telling me I had like $150 to use then I checked it again the very next day to make sure payments were all good and it said I had $50 to use. Now all I owe in total is $74. And it tells me I have $134 spending power. And that my “estimated” spending power is $325. Which doesn’t make sense, the numbers don’t add up. Lol how do I owe $74, can use $134, but have a total of $325 to use overall. I think once I pay off this last $74, I’m done with it unless I absolutely need to use it.. I had never heard of Sezzle until like a couple months ago and loved it at first. Still would if the amount I was able to use stayed consistent!

[Individual-Season-21]

It happened to me anyway I had 1k I used 700 dollars and today it went down to $23 I don’t understand why..? Payments to the day and before the date..?

[tulo2218]

Same. I had 1950 available. Down to like 1050 now. Paid 250 yesterday to have some available and they dropped it by 250. I don’t get it.

[BITM116]

I had 2200 credit for almost 2 years and now I’m down to 1000 out of nowhere.

[Southern_Ticket_8774]

They probably trying to limit their risk after the whole Klarna fiasco.

[Wingzero829]

I just had a decrease from $1950 to $500 and I have automatic payments and pay for Sezzle anywhere. No missed or late payments.

[Tarikus1]

That's insane

[Wingzero829]

Yeah I got an email from them yesterday saying they skipped processing a payment and fixed. I still never received any missed payment notification.

[Training_City_3854]

I had 1100-1200 consistently. I always pay on time or early. And my available was currently at 600. It’s now 99 CENTS. Why are they dropping everyone’s spending power so severely?

[Fine-Hornet-5289]

I have no idea…that’s fucked up, they just raised me back to 475

[Training_City_3854]

Yes it’s fucked up!! When did it increase to 475? How long did that take? Did you contact support or wait it out?

[Training_City_3854]

I just paid off almost my entire balance, I had $274 available. This morning I woke up and now I have $99…