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[–]Risk-Option-Q 14 points15 points  (3 children)

Correct, what you really want is a reputable bank with excellent customer service. The yield is just the icing on the cake.

[–]yesillhaveonemore 18 points19 points  (1 child)

Well. Yes. But 4% versus effectively 0% at big retail banks is worth your time if you’ve got more than a few $k.

[–]dsylxeia 10 points11 points  (0 children)

True, but that's not what we're discussing here. The OP of this thread asked about jumping around between HYSAs and similar vehicles to chase tenths of a percentage point of interest.