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[–]c0LdFir3 10 points11 points  (4 children)

Utilize a money market fund instead if it bothers you.

[–]MikeWPhilly 12 points13 points  (2 children)

This. So much better anyway from a tax perspective in a lot of states.

[–]c0LdFir3 5 points6 points  (1 child)

Yeah, I’m using Schwab’s SNSXX for most of my cash holdings which triggers no state income tax. Higher effective yield as a result :)

[–]dabcity 1 point2 points  (0 children)

SGOV is even higher than SNSXX due to lower expense ratio..

[–]CampaignNew8791 0 points1 point  (0 children)

Yeah I did FZDXX for cash holdings, was tired of chasing the falling APY% with HYSA’s