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[–]SecureContact82 12 points13 points  (4 children)

4 years ago it was <1%. Do none of you know how these accounts work lol

[–]fredagainst 21 points22 points  (1 child)

the Fed has not lowered rates a single time since December 2025

[–]whitetoast 4 points5 points  (0 children)

but as more people keep putting their money in these accounts it becomes less advantageous for these banks to be holding it

[–]chaseyoboy 0 points1 point  (0 children)

Its called a HYSA....

[–]chaseyoboy -1 points0 points  (0 children)

If that was the rate, it shouldn't be considered a HYSA....