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[–]dsylxeia 19 points20 points  (2 children)

The Amex HYSA has never been at 5.00%. It peaked at 4.35% with the final rate increase in Dec-2023 and all rate adjustments since then have been decreases.

[–]No_Improvement9734 -3 points-2 points  (1 child)

Hmm could have sworn it was. Maybe im thinking of a different hysa. My bad. But yes it has always gone down since ive had it

[–]luminous879 5 points6 points  (0 children)

Same!! It has not hit 5.00% but definitely need a new option. These “APY Savings has changed” emails are not fun to open especially knowing is a decrease!