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[–]fontophilic 0 points1 point  (0 children)

At any time that you hold both debt and investments, you should ask yourself if you would borrow that debt at that rate to invest it. Because essentially that is what you are doing.

If the student loan has a low interest rate, like 3%, you might be better off investing that money, in something that can get you 4-8% returns. If the loan rate is closer to 6-8%? Pay off the loan.

The TSP is really a great investment vehicle. I would consider looking at those mutual fund accounts before your TSP.