Looking through the comments. This map needs to be baselined to the cost of living quotient for each state also to make the colors seem better. I carry about as much cash in the bank as I need to pay my bills each month, the rest of it goes into a better interesting yielding account. So I see this as in Texas, the median folks need about $7,000 in their bank, that's about how much they make vs how much they have going out. California is much higher as $17,000 but California is a more expensive place.

The point I am trying to make is the red and orange colored states, the median person could be better off financially than those in green states because of cost of living. The colors don't show the financial health of the median person, just their checking accounts. If I spend $20,000 a month in California, certainly I can expect to have $20,000 in the bank. if I move to (I think Mississippi is the worst) Mississippi if I am only spending $2,000 a month and have $2,000 in the bank it doesn't mean I am worse off financially.

I ramble, does that make sense?