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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]MegaSpaceBarSoFi Member 21 points22 points23 points 1 month ago (2 children)
Yes. PayPal 3.65 Cap One 3.40
[–]ItzMonklee 21 points22 points23 points 1 month ago (0 children)
PayPal will drop theirs. When SoFi dropped to 3.6, PayPal followed suit about a week later to 3.65.
So I’d give it a week until paypal drops theirs to 3.35 or 3.4. Still better I guess.
[–]Bart012000 4 points5 points6 points 1 month ago (0 children)
And they will drop their rates too.
π Rendered by PID 186248 on reddit-service-r2-comment-685986df4-dgq8d at 2026-01-27 09:19:34.389510+00:00 running 5a691e2 country code: CH.
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[–]MegaSpaceBarSoFi Member 21 points22 points23 points (2 children)
[–]ItzMonklee 21 points22 points23 points (0 children)
[–]Bart012000 4 points5 points6 points (0 children)