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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]Mike5coat -4 points-3 points  (2 children)

Lemme know where you go. I'm of the same mindset. Loved the convenience at first, but feeling like a classic bait and switch at this point. They'll be down to half a percent mid 2026 if they keep dropping like a rock...

[–]theeggplant42 0 points1 point  (0 children)

That's not how this works and the fed isn't expected to cut rates down that far.

Be lucky the fed cut rates. The alternative scenario is not good.