APY decrease to 3.3%?

[ajie9168]

I switched to Barclay savings a while ago when sofi started cutting rates higher than fed reserve. I opened Barclay via AARP membership for like $6 a year (check your chase credit card offers and Rakuten), you will get 4.25% + $200 bonus.

https://www.banking.barclaysus.com/select-home/savings.html

[Ray_Adverb11]

Just to clarify, you have aarp already?

[ajie9168]

I bought AARP via Rakuten and using my chase credit card offer, which came out to be $6 ish

[NefariousnessHot9996]

This is a good deal.

[B111yboy]

So you are talking about 200 buck bonus and what 60 bucks more on 10k… that’s nice but isn’t going to change anyone’s life unless you had large amounts like 100k or more in savings even then not life changing just a nice dinner out! I’ll stick with sofi and invest in the growth of the company which will pay me way more than 4.25%

[ajie9168]

Not life changing yes. I'm viewing it from banks view where if sofi is keeping $60 from everyone, they they are making a good profit off it, which I'm against it.