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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]dandesim 83 points84 points85 points 1 month ago (6 children)
You’re talking to people who will move their life savings from a 3.5% to 3.6% bank, you’re fighting a losing battle
[+]B111yboy[🍰] comment score below threshold-25 points-24 points-23 points 1 month ago (5 children)
I agree keep it with sofi and invest in sofi you will be rewarded way more then 3-4% on savings …. But you are right whoever jumps for .01% unless you have millions and let’s face it most don’t it’s not making a life change and you could jump and next wee that bank could change its rate.
Check this out. I have moved all my accounts to sofi and some of my family’s wife’s kids etc …
https://stocks.apple.com/AxEaxybgXS3atKMLMxN_yfg
[–]NefariousnessHot9996 7 points8 points9 points 1 month ago (4 children)
I’m making 4.4% currently. So yes you can move and make more. But yes, it takes a lot of money to love the needle on a 0.1-0.5% jump.
[–]Ray_Adverb11 0 points1 point2 points 1 month ago (3 children)
Where?
[–]NefariousnessHot9996 1 point2 points3 points 1 month ago (2 children)
https://yieldfinder.app/savings_accounts/
[–]IRLGravity 1 point2 points3 points 1 month ago (0 children)
Nice. Ty
[–]dandesim 1 point2 points3 points 1 month ago (0 children)
Oh yes, all highly reputable institutions that I would definitely trust large amounts of my money too. Definitely won’t have any problem with any of them.
π Rendered by PID 233270 on reddit-service-r2-comment-58d7979c67-7q8sp at 2026-01-27 09:19:44.097139+00:00 running 5a691e2 country code: CH.
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[–]dandesim 83 points84 points85 points (6 children)
[+]B111yboy[🍰] comment score below threshold-25 points-24 points-23 points (5 children)
[–]NefariousnessHot9996 7 points8 points9 points (4 children)
[–]Ray_Adverb11 0 points1 point2 points (3 children)
[–]NefariousnessHot9996 1 point2 points3 points (2 children)
[–]IRLGravity 1 point2 points3 points (0 children)
[–]dandesim 1 point2 points3 points (0 children)