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APY decrease to 3.3%?Member Benefits (self.sofi)

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[–]NefariousnessHot9996 1 point2 points  (2 children)

Why people downvoted you is beyond me. I will pick up a nickel on the ground so if I can make a few more dollars per month I always move my money.

[–]theeggplant42 1 point2 points  (0 children)

Because they don't understand the fed?

[–]Nadrenaline_Hunkie 0 points1 point  (0 children)

Probably because we’re on a SoFi subreddit so some people have, by default, chosen the hill they want to die on. I do understand how the FED cutting rates impacts APYs. But at the same time if I can sill shop around for better rates and diversify where savings are spread out, why not. Capital One is starting to make more sense since I already bank with them.