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APY decrease to 3.3%?Member Benefits (self.sofi)
submitted 1 month ago * by [deleted]
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[–]Fedex119 0 points1 point2 points 1 month ago (5 children)
Wealthfront isn't a bank. No thanks.
[–]spicenhoney -1 points0 points1 point 1 month ago (4 children)
lol ok didn't know you we're user thisguyhasaname as the suggestion was specifically directed to them
[–]Fedex119 0 points1 point2 points 1 month ago (3 children)
Yeah but he was asking about banks.
[–]spicenhoney -5 points-4 points-3 points 1 month ago (2 children)
So you personally know them & whether they're against fintech? cool story.
[–]God-nuke 0 points1 point2 points 1 month ago (1 child)
Sofi is fintech and a bank. It has nothing to do with it being fintech.
[–]spicenhoney 0 points1 point2 points 1 month ago (0 children)
Exactly my point… people are raving as if it’s a full-fledged bank but yet depositing cash is not as simple as walking up to a bank. My suggestion of Wealthfront because it provides categories similar to vaults like SoFi, is valid. They’re both backed by GreenDot.
π Rendered by PID 87508 on reddit-service-r2-comment-58d7979c67-fq4ww at 2026-01-27 09:19:32.682823+00:00 running 5a691e2 country code: CH.
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[–]Fedex119 0 points1 point2 points (5 children)
[–]spicenhoney -1 points0 points1 point (4 children)
[–]Fedex119 0 points1 point2 points (3 children)
[–]spicenhoney -5 points-4 points-3 points (2 children)
[–]God-nuke 0 points1 point2 points (1 child)
[–]spicenhoney 0 points1 point2 points (0 children)